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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Hassle free

Excellent service and useability on websites Reviewed on: 9th July 2022

Easy to use and reliable

Good UI, ease of use instructions and reliable means to pay for the majority of transaction gateways. Reviewed on: 9th July 2022

Very helpful and useful

Very happy with my PayPal credit and I can recommend it to anyone Reviewed on: 9th July 2022

Very satisfied

Very satisfactory with PayPal credit card Reviewed on: 9th July 2022

Great option especially fo these who are on top with paying back as it's no intres fo up to 4 months

Great way of paying for something in smoller parts instead one big payment Reviewed on: 9th July 2022

Awesome

Very happy about this kind of option. Reviewed on: 9th July 2022

Best Credit Provider

PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022

Love to get credit money for zero interest

It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022

Great! Help

I can rely on PAYPAL CREDIT like a friend, for HELP, may be more... Reviewed on: 9th July 2022

The best credit services provider

The flexibility of repayments is crazy you wont get any good lee way like this company with any other credit suppliers Reviewed on: 9th July 2022

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