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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

great option is pay in 3

I really like the pay in 3feature as it a great option to have something and not have to pay full amount up front giving you time to save the balance and pay in 3 months only draw back is you must spend over 30 pounds to qualify Reviewed on: 9th June 2026

Helped me out when I was struggling

Helped me out when I was struggling Reviewed on: 9th June 2026

Ease of use

It is very simple to me to use my PayPal account from paying with a plan of 3 payments to receiving and sending money quickly and easily with the account Reviewed on: 9th June 2026

Easy to setup and comes in very useful

Easy to setup and comes in very useful Reviewed on: 9th June 2026

Use PayPal for online purchases

I use PayPal frequently when purchasing online, so I can be sure my bank account or card details are safe. After my credit card was hacked online I use PayPal for safety and convenience. Reviewed on: 9th June 2026

I randomly created paypal and never knew I could hav...

I randomly created paypal and never knew I could have flexibility to pay such as Pay in 3 or PayPal credit card with zero interest. I also get reward points for using PayPal balance on checkout. Reviewed on: 9th June 2026

I feel safe using PayPal and it’s easy to send and r...

I feel safe using PayPal and it’s easy to send and receive payments. Reviewed on: 9th June 2026

very easy to set up,check ballance,payments .

very easy to set up,check ballance,payments .all transactions are clear and understandable Reviewed on: 9th June 2026

Simple to use.

Simple to use. Handy to be able to use on several websites & businesses. Meaning i can shop more readily in several places Reviewed on: 9th June 2026

Great payment plan

It gives me ample time to repay with interest free which is great Reviewed on: 9th June 2026

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