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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Safe and efficient to use.

Safe and efficient to use. The 3 payment method is very useful Reviewed on: 9th June 2026

I’ve been using PayPal as it’s a safe medium of paym...

I’ve been using PayPal as it’s a safe medium of payment Reviewed on: 9th June 2026

It was easy to set up an account as well as card del...

It was easy to set up an account as well as card delivery was fast,I would like to also add that customer service and the help section was very good at explaining any questions Reviewed on: 9th June 2026

I like to have option to pay back in 4 months, abili...

I like to have option to pay back in 4 months, ability to borrow money, but not for too long. Reviewed on: 9th June 2026

Sparce but fulfilled

My experience is minimal, using the credit function mainly, overall excellent, the function is amazing and also great value for money, been invaluable Reviewed on: 9th June 2026

Absolutely brilliant and I would appreciate it

Absolutely brilliant and I would appreciate it Reviewed on: 9th June 2026

It’s a great lifeline to have for essential p...

For me It’s a great lifeline to have for essential purchases like tools and also came in handy when purchasing tyres for my car! It’s there when in need. The 4 months interest free option is a winner and helps spread the cost which softens tho blow. Reviewed on: 9th June 2026

Love PayPal and use it as it's secure and user frien...

Love PayPal and use it as it's secure and user friendly Reviewed on: 9th June 2026

It’s really helpful, you can pay in so many places

It’s really helpful, you can pay in so many places and their credit card gave me a really good starting rate Reviewed on: 9th June 2026

Staright forward payment and funds availability.

Staright forward payment and funds availability. Reviewed on: 9th June 2026

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