Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,115 reviews, last reviewed 2nd Jun 2025
1780400% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient for the bigger purchases. Very convenient for the bigger purchases. Payments are easy and I always get a reminder in advance. Reviewed on: 2nd June 2025
Kat's avatar
Kat

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025
Muna A's avatar
Muna A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50115)

Easy to use and manage.

5
With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022

excellent service

5
when a part i ordered did not come they sorted out sush good service have been with them a lot of years great company to by with Reviewed on: 8th July 2022

PEACEFUL, PLEASING AND PRACTICAL!!!

5
PAYPAL is pretty excellent and incomparably easy to use. Reviewed on: 8th July 2022

A** PayPal

5
Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Helpful credit

5
Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022

Spread the cost

5
Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022

My Pal PayPal

5
East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022

Love PayPal Credit

5
PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022

Given the maximum and cut down to lower without reason

5
I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022

Paypal credit

5
Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review