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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great loan option.

Great loan option. I'm very satisfied. Low interest rate. Highly recommended. Reviewed on: 9th June 2026

Would recommend

Handy to have, would always use paypal credit over £100 or more Reviewed on: 9th June 2026

Safe to pay online and an excellent service

Safe to pay online and an excellent service Reviewed on: 9th June 2026

Thank you PayPal

Paypal always helps me to make those purchases and pay over three months or four months interest free. Reviewed on: 9th June 2026

PayPal credit is great!!

PayPal credit is very easy to use and pay and the options for interest free periods is very helpful. Reviewed on: 9th June 2026

Always make it possible for me to have things I want...

Always make it possible for me to have things I want there and then, I wouldn’t be able to buy what I do without it Reviewed on: 9th June 2026

Super simple to use, so user friendly it’s mad!

Super simple to use, so user friendly it’s mad! Reviewed on: 9th June 2026

All very simple to set up use and understand

All very simple to set up use and understand Reviewed on: 9th June 2026

Easy to apply, no hurdles to jump through, speedy pr...

Easy to apply, no hurdles to jump through, speedy process Reviewed on: 9th June 2026

Excellent paypal

Its quick, convenient and easy to use. Helpful with pay in 3 at the time of the month when you need something before pay day. Any time you have an issue, PayPal steps in, helps and supports you with everything until the issue is sorted. Its been an absolute god send. Reviewed on: 9th June 2026

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