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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50350 reviews)

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4.91

Based on 50,350 reviews, last reviewed 4th Jun 2025

1801400% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service and rates. Great service and rates. Pay in 3 is also very handy and allows you to stay ok top of what you owe. App makes it easy to pay and feels safe. Reviewed on: 4th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50350)

Great way to spread the cost

I think PayPal credit is great, however they do need notifications to remind you to pay your credit every month ! However, over all it’s efficient and easy to spread the cost of spending each month on bigger payments. Reviewed on: 8th July 2022

Its very simple and easy to use

I'm using the app all the time and every wears because it is easy and Covering everything I need to buy it Reviewed on: 8th July 2022

Consumer friendly

Makes life simple with no pressure Reviewed on: 8th July 2022

Flexible and easy payment method

Peace of mind knowing your payment and transaction is secure. Easy flexible method of payment with 0% interest option is a nice perk. Reviewed on: 8th July 2022

Easy to use, transparent and good promotions

Simple to set up and use. No hidden or extra fees so you don’t get caught out. And the no interest for 4 months for purchases over £99 is incredibly useful and has allowed me to purchase products that may be a bit more expensive without having to pay even more for them. Would definitely recommend PayPal to anyone. Reviewed on: 8th July 2022

Simply the prefered payment method

In a world where purchasing anything online has a great risk to it, con artists, scammers and sketchy sites. Paypal makes me feel the safest when i see its logo to use as a payment method. wouldn't live without it. Reviewed on: 8th July 2022

The Backup

Always there when needed for emergency funding for Christmas and birthdays, knowing its there as a back up has my mind at ease. Would definitely recommend. Reviewed on: 8th July 2022

Simply the best!

Makes my life a lot easier when I’m doing my shopping online.Gives me a lot of assurance against fraud. Reviewed on: 8th July 2022

PayPal credit

Really great product easy to use and easy to pay back Reviewed on: 8th July 2022

Great Help

1. I love the interest free credit for £100 and above for 4 months. It helps me manage my budget. 2. It's payment method is accepted by most online vendors and my favorite restaurants. 3. So far no problem with security. I hope it gets better and add more applications. Reviewed on: 8th July 2022

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