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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Awsome 100% satisfied easy to use.

Awsome 100% satisfied easy to use. Reviewed on: 9th June 2026

Had no issues with account.

Had no issues with account. Easy to use either online or instore Reviewed on: 9th June 2026

Fast, secure, and easy to use.

Fast, secure, and easy to use. PayPal makes online payments and money transfers convenient, and I like the added security and buyer protection. Highly recommended. Reviewed on: 9th June 2026

3 Payments.

I like to use 3 payments which are interest free to spread the load of more expensive purchases. Reviewed on: 9th June 2026

excellent ,very good service ,don’t need anything else

excellent ,very good service ,don’t need anything else Reviewed on: 9th June 2026

Customer service is actually very helpful and unders...

Customer service is actually very helpful and understanding. I’m generally very happy with PayPal and been a customer for many years. Reviewed on: 9th June 2026

Can't go wrong with PayPal!

Can't go wrong with PayPal! I've had many transactions with PayPal and have never lost any money from any potential rogue trader. Reviewed on: 9th June 2026

Efficient and extremely easy to use never had any is...

Efficient and extremely easy to use never had any issues a.d yhe customer service is excellent Reviewed on: 9th June 2026

The Master of Consumer Protection

What I like most in PayPal is its customer protection service. What I do not like is the difficulty of understanding my credit card statements and trying to relate it to what I have spent. Reviewed on: 9th June 2026

Overall very efficient on both App and website.

Very clear and detailed statements and early advice on due payments. Ability to switch between general and credit account easily within the App. Overall very efficient on both App and website. Reviewed on: 9th June 2026

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