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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best option payment

5
The best payment option out there at the moment! Reviewed on: 10th July 2022
Beatrice Cernea's avatar
Beatrice Cernea

Excellent idea and service

5
Excellent idea and service for when you're in a tight spot for cash or emergencies 5 star Reviewed on: 10th July 2022
John Cox's avatar
John Cox

So helpful

5
Love paypal credit as you can spread the costs in by paying in 3 payments or over 4 months for purchases over £99 Reviewed on: 10th July 2022
Matthew's avatar
Matthew

PayPal credit

5
Hassle free and easy to use service Reviewed on: 10th July 2022
andrew denvir's avatar
andrew denvir

Excellent

5
It has been brilliant, it just needs a card to be used anywhere Reviewed on: 10th July 2022
Alaaddin 's avatar
Alaaddin

Amazing credit card

5
I like the credit card limit and service provided by PayPal. Is very safe to use. Reviewed on: 10th July 2022
Mrs S Mullan's avatar
Mrs S Mullan

Easy access for payment

5
Easy to call and get refund. Accessing fir payment and sending money all over the countries us more easy. Giving a reward money by sharing paypal to friends is genuined. Reviewed on: 10th July 2022
ymerz_chill@yahoo.com's avatar
[email protected]

Brilliant

5
Always handy to get stuff on credit, when you're waiting for your wages, excellent service Reviewed on: 10th July 2022
Gary 's avatar
Gary

Brilliant

5
Amazing app and customer service Reviewed on: 10th July 2022
Sherrieanne Marie Charnock's avatar
Sherrieanne Marie Charnock

Brilliant service

5
I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022
oluyemi ademoye's avatar
oluyemi ademoye

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