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PayPal: PayPal Credit reviews

4.91
Based on 50,468 reviews, last reviewed 7th Jun 2025
1812400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have found paypal easy to use and very good for mo... I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the... Read more Reviewed on: 7th June 2025
Kaidyn G's avatar
Kaidyn G

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50468)

PayPal credit is the best choice!

5
This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022

PayPal Credit is great and flexible

4
I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022

Good so far

5
All good experience so far I had with it Reviewed on: 8th July 2022

Best value credit

5
PayPal Credit is very simple to use on check out online & then easy to manage from your account. There are some fabulous money saving offers, such as 4 months interest free. Which is the one I tend to make use of 'to spread the load' as it were. Makes it the cheapest credit available as far as I can see. Reviewed on: 8th July 2022

PayPal

5
Service, reliability, easy to use cannot fault PayPal. Thanks Reviewed on: 8th July 2022

Excellent service provider

5
Their platform is easy to access and to understand. A very good and responsive customer service and customer care. Reviewed on: 8th July 2022

Paypal credit

5
Amazing!!! Try PayPal credit I doing my shoppings online and I spread 4 months no fee. Thank you p PAYPAL Reviewed on: 8th July 2022

Fast and easy to use.

5
Setting up an account and applying for credit was fast and easy to do. No problems with using it, payments always on time and great customer service. Reviewed on: 8th July 2022

I love Pay Pal

5
Very convenient and easy to use. High recommend. Reviewed on: 8th July 2022

Great Communication and Easy to Use

5
Very easy to use at checkouts. Quick decision making when using pay in 3. Good communication regarding your account with timely payment reminders. Reviewed on: 8th July 2022

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