Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Love Paypal

Great value. Different interest free options Reviewed on: 9th June 2026

The one I trust the most.

I have been using PayPal for over 10 years and it is the only payment method I trust completely. Reviewed on: 9th June 2026

PayPal gives great customer service

PayPal gives great customer service Reviewed on: 9th June 2026

very trustworthy

It’s easy and safe to use and very trustworthy Reviewed on: 9th June 2026

Always great service

Always great service and customer service Reviewed on: 9th June 2026

Limited credit limit.

I've had the same credit limited since day one of account opening which is very restricting and stops me using PayPal Credit for purchases. Reviewed on: 9th June 2026

STAFF ARE ALL WAYS POLITE .

STAFF ARE ALL WAYS POLITE .HAD PAYPAL FOR A NUMBER OF YEARS AND HAD NO PROBLEMS. Reviewed on: 9th June 2026

Reliable, efficient and good access

Reliable, efficient and good access Reviewed on: 9th June 2026

Always a pleasure to use Paypal

Easy to use and manage. The most convenient and secure to pay online. Reviewed on: 9th June 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. The platform is easy to use, payments are processed quickly, and I appreciate the security features that help protect my transactions. I have used PayPal for online purchases and money transfers, and the process has always been smooth and reliable. Customer support was also helpful when I needed assistance. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub