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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177131)

Highly recommended

5
I love not having to get up and find my wallet every time I want to buy something online. I just log in with my face ID or email, and boom—done. Reviewed on: 9th June 2026

Paypal is brilliant and provide good customer service

5
Paypal is brilliant and provide good customer service Reviewed on: 9th June 2026

Really good payment system , ideal to have .

5
Really good payment system , ideal to have . Reviewed on: 9th June 2026

Easy to use secure service

5
Really good service, very secure, easy to use. Reviewed on: 9th June 2026

Pay Pal Experience

5
my experience with Pay Pal has always been first class in the years that i have used it Reviewed on: 9th June 2026

All in one app.

5
Very easy to split bills and send money to friends, instantly. Pay in 3 and PayPal credit have been a lifesaver recently. And it's an easy way to buy crypto all in one app! Reviewed on: 9th June 2026

Spot on !

5
Spot on !!! Great customer services... no problems at all.... all ok... Reviewed on: 9th June 2026

Great for splitting up the costs of the more expensi...

5
Great for splitting up the costs of the more expensive items especially when you get 4 months at 0%! Very happy with my experience. Reviewed on: 9th June 2026

Easy to apply and use.

5
Easy to apply and use. Frequent review of limit is excellent. Reviewed on: 9th June 2026

Easy and safe way to purchase items

5
Easy and safe way to purchase items Reviewed on: 9th June 2026

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