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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177088 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177094)

Simply Awesome

Simple convenient and and safe, been using since the launch of eBay brilliant easy and a service you can trust, banks could take a lesson from them Reviewed on: 9th June 2026

Nice and easy.

Nice and easy. Love being able to send and receive money at the touch of a button! Reviewed on: 9th June 2026

Easy to use platform and excellent finance options.

Easy to use platform and excellent finance options. Reviewed on: 9th June 2026

Great app

PayPal is a very easy app to use/navigate, with great customer service how do there utmost to help and resolve any issues you may have Reviewed on: 9th June 2026

Fast and efficient

I use PayPal credit for paying for things online and always found it fast and efficient. The technology works well and I haven't had any need to call customer service. Reviewed on: 9th June 2026

PayPal is great for paying off in instalments.

PayPal is great for paying off in instalments. Very helpful customer service Reviewed on: 9th June 2026

PayPal credit is extremely easy to use, simple to ap...

PayPal credit is extremely easy to use, simple to apply for, and customer service is great. I like that there is 0% interest up to a certain point, to give you time to pay back the credit in instalments. I also find the refund process easy, for example if you were to buy a few pairs of shoes to try on - the refund automatically goes back into your balance, so you don't need to pay for anything that you don't keep. Reviewed on: 9th June 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 9th June 2026

Excellent payment options and easy to use.

Excellent payment options and easy to use Reviewed on: 9th June 2026

Flexible options with security

I like the various ways i can spread bills great when booking holidays or traveling Reviewed on: 9th June 2026

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