Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

A Safe and secure payment platform

PayPal offer so many payment options to suit each individual as sometimes life’s difficult and being able to choose between immediate payment, pay in 3 or spread it over longer with the credit is a blessing. Reviewed on: 9th June 2026

Everything I need

PayPal credit provides all the options and reassurance I need. Reviewed on: 9th June 2026

Paypal just works so well, excellent communication a...

Paypal just works so well, excellent communication and just an all round great experience Reviewed on: 9th June 2026

Everything went well with no problems

Everything went well with no problems Reviewed on: 9th June 2026

Feel secure with PayPal

Always helped me when I’ve had issues from vendors and protected my money, plenty of updates and alerts to what is happening on my account Reviewed on: 9th June 2026

Great! Always there!

Great!! Always been available when I needed to use it and that says it all really Reviewed on: 9th June 2026

I've had very good experience using PayPal very frie...

I've had very good experience using PayPal very friendly and helpful staff you know your safe using PayPal. Reviewed on: 9th June 2026

Very Cost Effective Credit Offer

I have recently used my PayPal credit for a costly purchase. It is very cost effective for me with 0% interest, at this time of high living costs. The cost of my purchase has been spread over for 36 months with 0% interest rate, which is quite affordable. My experience with PayPal Credit has been really good and I will definitely recommend it to my family and friends.I cant appreciate PayPal Credit enough. Reviewed on: 9th June 2026

No unpleasant experiences, jet, I like the PPY-3, wh...

No unpleasant experiences, jet, I like the PPY-3, which I do use and with Credit Account even PPY4 is possible and free of interest, I'm very much delighted by the service. Reviewed on: 9th June 2026

Easy to arrange credit with great terms I have been...

Easy to arrange credit with great terms I have been able to use it to pay for a holiday and will definitelykeep using it. The app is very convenient to manage and track my finances Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub