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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Good service

Always had good service. No complaint Reviewed on: 11th July 2022

Great service!

I use PayPal for 99% of my online purchases and I wouldn't use anything else. Great service! Reviewed on: 11th July 2022

Easy way to get a credit.

Toked a credit from PayPal to buy an american fridge for our kitchen. Everything was straight forward and just with a few clicks everything was done. And the best is that I can pay in 4 instalments without interest. Happy days Reviewed on: 11th July 2022

Excellent service

Always happy to help with problems and a fair interest rate. Will always use paypal Reviewed on: 11th July 2022

Paypal credit

Opening credit acc was very easy and decision was made instantly. It’s a convenient way of shopping. Customer service s great. Reviewed on: 11th July 2022

Great service

Convenient service, there when needed at multiple outlets. Easy to understand and user friendly app. Overall excellent Reviewed on: 11th July 2022

Excellent

Really helps me out with spreading the cost over 3 payments Reviewed on: 11th July 2022

Paypal credit is great

Very easy to use and keep track if expenses. The 4 months interest free is an amazing feature. Reviewed on: 11th July 2022

Ideal

Protection buying online guaranteed Reviewed on: 11th July 2022

Fantastic interest-free deals

Flexible repayment options that let's me pay my credit back quicker if I want to. Brilliant interest-free deals that mean that I'm not paying any extra for the things I buy! Reviewed on: 10th July 2022

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