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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177062)

allows me to spread my payments and gives me time to...

allows me to spread my payments and gives me time to repay Reviewed on: 9th June 2026

PayPal offers a fantastic, easy to use service.

PayPal offers a fantastic, easy to use service. Know exactly where you are with your finances with reminders sent in good time about your upcoming payments - excellent when they have given you an amazing 4 months credit! Reviewed on: 9th June 2026

Great service when you need a little help!

Great service when you need a little help! I’ve been using it for over 10 years and never had any problems. Reviewed on: 9th June 2026

Versatile, calibrated and user friendly.

Versatile, calibrated to my needs and user friendly. Reviewed on: 9th June 2026

Great product

Great product easy to use,like the points Reviewed on: 9th June 2026

helpful for buying expensive items spreading cost

helpful for buying expensive items spreading cost Reviewed on: 9th June 2026

Excellent service always helpful

Excellent service always helpful Reviewed on: 9th June 2026

Great company - faultless service

Great company - faultless service Reviewed on: 9th June 2026

Convenient and reliable.

Convenient and reliable. It's a straight forward process and anyone can use it as long as they use it responsibly. Reviewed on: 9th June 2026

PayPal stands out for making retail finance easy and...

PayPal stands out for making retail finance easy and stress-free. The application process is straightforward, repayments are clear, and the overall experience gives customers confidence when making important purchases. Reviewed on: 9th June 2026

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