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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great paypal

Fast payment to places I buy from great for paying gor purchase Reviewed on: 9th June 2026

Easy to use,

Easy to use, no issues. The app is very useful and simple to use. API is a little high but expected like others Reviewed on: 9th June 2026

Never had issues with PayPal!

Never had issues with PayPal. Making payments takes few clicks, it's super convenient. Also paying monthly is very handy for me. Reviewed on: 9th June 2026

I've had nothing but good experiences with PayPal cr...

I've had nothing but good experiences with PayPal credit. Such a useful service. Have helped when I went through a slightly lean patch and have always been very kind and professional when I've spoken to the customer care team. Reviewed on: 9th June 2026

PayPal is there when I need it.

PayPal is there when I need it. Perfect. Reviewed on: 9th June 2026

Fast, simple and easy.

Fast, simple and easy. PayPal Credit makes my life easier when it comes to bigger, but not too big spendings. Reviewed on: 9th June 2026

I love PayPal and use it for pretty much every on-li...

I love PayPal and use it for pretty much every on-line purchase and use my card when I'm out and about, couldn't do with PayPal. Reviewed on: 9th June 2026

Easy to use

Easy to set up and use, and easy to add at check out online. Kept informed of potential increases in credit limit and notifications on how to limit interest increases, as well as prior notification about direct debits. Reviewed on: 9th June 2026

Easy to use at checkout.

Easy to use at checkout. 4 months interest free for larger purchases is super helpful! Reviewed on: 9th June 2026

Absolutely Fabulous

No complaints absolutely wonderful Reviewed on: 9th June 2026

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