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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

The best service very happy

I purchased things abroad and psy pal credit has helped me a lot thank you Reviewed on: 12th July 2022

pay later

I used pay pal on a few occasions, buy now pay later, can not beat it , a great way to get what you want now and pay later Reviewed on: 12th July 2022

Love

The most reliable and convenient credit service out there ..cannot praise enough Reviewed on: 12th July 2022

Amazing

Very well. I am happy.thank I have my dreams holiday because I have credit cards Reviewed on: 12th July 2022

Very easy to get with no time waste.

Never have any issues with Paypal and great deal all the time :-) Reviewed on: 12th July 2022

Helpful and relaible

I always use PayPal credit. It is like have a credit card online. I can see all transactions clearly and find it easy to use. Reviewed on: 12th July 2022

Helpful

Paypal is prompt and safe for any transactions Reviewed on: 12th July 2022

Service and use

Excellent service and very easy to use for online payments Reviewed on: 12th July 2022

Quick easy and very informative

I felt as though I was being treated like a person instead of a convenience Reviewed on: 12th July 2022

Efficient, reliable and safe .

I always use PayPal when I buy products if they except PayPal because it's reliable and safe . Reviewed on: 12th July 2022

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