Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Great company to be with.

5
I’ve been with PayPal for some years now and am very pleased with them. There always there to advice if you need them and always keep you up to date on latest updates. They also advise at least two weeks in advance when money is coming out of the account if you have agreed to pay something over a certain period. If you have any other payments coming out as bills they inform you same day they go out. Never had to complain in all the time I’ve Ben with them. So overall very happy. Reviewed on: 9th June 2026

Paypal credit has been amazing, been with them for y...

5
Paypal credit has been amazing, been with them for years and never had any issues or problems Reviewed on: 9th June 2026

Always good service when I have questions

5
Always good service when I have questions Reviewed on: 9th June 2026

Great options!

5
I use the credit card and the pay in 3, all very useful and interest free if well used Reviewed on: 9th June 2026

Process is simple and smooth.

5
Process is simple and smooth. Dashboard is clear and reminds you to pay when it’s due. Reviewed on: 9th June 2026

I find PayPal a good ally to have even when you use...

5
I find PayPal a good ally to have even when you use your credit or debit card as they are the only ones that hold your card details saves you giving all your details out to everyone and I find there pay in three very helpful and easy to use Reviewed on: 9th June 2026

Fantastic service.

5
Fantastic service. I once had an issue with a purchase PayPal supported me. Reviewed on: 9th June 2026

Quick and easy!

5
I took out PayPal credit through the hp store for a new high end laptop at zero interest. Quick, easy and painless. Reviewed on: 9th June 2026

Very good

4
Very Good, everything “PayPal is a convenient and secure way to send and receive money. “PayPal makes online payments quick and easy. “I have had a good experience using PayPal for online transactions. Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Handy to have. Makes life a lot easier. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101311 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products