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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Good overall but sometimes I find it difficult to ge...

Good overall but sometimes I find it difficult to get a customer service from a human being rather than AI agent Reviewed on: 9th June 2026

Great option pay in 3 instalments!

Great way to pay and I also like the options to pay, I particularly like the pay in 3 interest free instalments. Reviewed on: 9th June 2026

Very easy and friendly, most of the time

Very easy and friendly, most of the time Reviewed on: 9th June 2026

I really recommend to use this

I really recommend to use this method and it’s easy to use it Reviewed on: 9th June 2026

great experience really useful always recommend

great experience really useful always recommend Reviewed on: 9th June 2026

Great company, feel safe using them for my finances.

Great company, feel safe using them for my finances. Reviewed on: 9th June 2026

Reliable and efficient service

PayPal is extremely reliable when making online purchases and quick when sorting refunds. I enjoy using the PayPal credit service as I’m in control of my finances and I’m able to manage the payments effectively on the app. Receiving great offers which help as well. I enjoy using the platform due to it’s efficiency! Reviewed on: 9th June 2026

Swift secure exchange of money.

Swift secure exchange of money. Details held in one place on the internet instead of needing to enter card details continually. Best online banking I have encountered. Reviewed on: 9th June 2026

Very useful app.

Very useful app. Easy to use. Never had any issues. Transactions happen quickly. Can spread the cost of big purchases. Reviewed on: 9th June 2026

It’s a good service, trustworthy and their support t...

It’s a good service, trustworthy and their support team is good Reviewed on: 9th June 2026

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