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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

my favorite form of credit

5
I have been using PayPal credit for years and I have had 0 issues, versatile and easy to use with a lot of options for places to spend money. Reviewed on: 9th June 2026

PayPal Credit is great and super helpful.

5
Paypal has always been a reliable and trustworthy company for credit, the paypal, pay in three option is always super helpful for things that you might need now but when you'd like the convenience of paying at a later date. Reviewed on: 9th June 2026

Choccys review Always handy especially the credit.

5
Always handy especially the credit. Any problems been refunded without hassle Reviewed on: 9th June 2026

Good for cashflow

5
It gives me the necessary freedom to buy of what I need since I can pay in 4 installment free of interest Reviewed on: 9th June 2026

I use the purchase interest free for 4 months to man...

5
I use the purchase interest free for 4 months to manage my big spends. It’s great. Reviewed on: 9th June 2026

.brilliant tool

5
It’s a brilliant tool to allow more time to pay a purchase off but still have the item straight away Reviewed on: 9th June 2026

Paypal my safe n secure flexible pal.

5
PayPal I feel safe and secure using online an now with the flexibility having a card to use in shops and other businesses Reviewed on: 9th June 2026

Wouldn't be without PayPal.

5
Wouldn't be without PayPal I use PayPal for eBay payments and all online payments also so have PayPal debit card for normal shopping where PayPal is excepted. There customer service is brilliant if you have any problems you can get it sorted very quickly, I would say it's the best and safe way to pay for goods would highly recommend to all family and friends. I have used PayPal for a number of years and find it the best payment method. Reviewed on: 9th June 2026

PayPal is the best!

5
Absolutely brilliant the perks make my life so much easier and I can keep on top of my spending Reviewed on: 9th June 2026

Fast, reliable and widely accepted.

5
Fast, reliable and widely accepted. Reviewed on: 9th June 2026

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