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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

So easy no problems

Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022

Great

Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022

Best

Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022

Great deals and offers if you pay within a time limit and no charge for credit.

Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022

Credit made easy and always at my fingertips.

Credit made easy and always at my fingertips. I feel so safe and secure with PayPal. Reviewed on: 18th July 2022

Amazing

Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Reviewed on: 17th July 2022

Fantastic payment service

Super easy service to use on any purchases. Payments over £100 qualify for 4 months interest free period which is great to know you can pay the bill without having anything extra on top to worry about. Reviewed on: 17th July 2022

lots of features

reliable service, can used on many website, and easy to manage through the payment process and also on the website., I like the flexibility liked with my banks when I can make lots of international transitions payments Reviewed on: 16th July 2022

Excellent service

Just what I needed to make life easier Reviewed on: 16th July 2022

PayPal Credit

Gives me exactly what I need affordable rates and payment methods. It gives me the flexibility to get what I need on line or in store and the different payment methods make it easy to manage credit responsibly. Reviewed on: 15th July 2022

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