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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Easy to deal with.

5
Easy to deal with. Makes life easier... Reviewed on: 9th June 2026

I been using PayPal for sometime now and never had a...

5
I been using PayPal for sometime now and never had an issue with them. Reviewed on: 9th June 2026

Always there when I need it.

5
Always there when I need it. Never have to worry if an emergency payment is needed as I can always rely that PayPal have my back. Reviewed on: 9th June 2026

I trust PayPal, I use it above any other checkout/cr...

5
I trust PayPal, I use it above any other checkout/credit providers Reviewed on: 9th June 2026

Only started to use recently.

5
Only started to use recently. Difficult to understand at first, however, am getting better at using it.Useful financial resource/ options are good. Reviewed on: 9th June 2026

Easy to use and a great app pay in 3 is allways help...

5
Easy to use and a great app pay in 3 is allways helpful when need and service is excellent Reviewed on: 9th June 2026

A safe way to pay for things and store your cards.

5
Always liked the format and the safety of paying for things, like someone watching your back. Reviewed on: 9th June 2026

I use PayPal for allot of purchases and I have never...

5
I use PayPal for allot of purchases and I have never had a bad experience. It’s quick and easy! Reviewed on: 9th June 2026

Brilliant service, good interaction

5
Brilliant service, good interaction Reviewed on: 9th June 2026

Always at hand

5
Had a couple of problems with items PayPal stepped in and sorted quickly Reviewed on: 9th June 2026

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