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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176915)

I highly recommend PayPal easy to use low interest i...

5
I highly recommend PayPal easy to use low interest it can be used at any shops. Reviewed on: 9th June 2026

Perfection

5
Easy to use, good rates & probably the best customer service ever - they go out of their way to help you. Reviewed on: 9th June 2026

Flawless and easy payment system.

1
Flawless and easy payment system. Love the 0% interest if paid off within 4 months. Reviewed on: 9th June 2026

Excellent user friendly app.

5
Excellent user friendly app.....staff are helpful and knowledgeable. Reviewed on: 9th June 2026

PayPal are a reliable option.

4
PayPal are a reliable option. I would love for them to breakdown credit and repayments. Reviewed on: 9th June 2026

Great service

5
I have been using paypal credit to aid in home improvements the 4month 0% has saved me alot and allowed me to finish the job. Reviewed on: 9th June 2026

Always reliable!

5
Always reliable!! Never lets me down. Available on web and app and easy to use Reviewed on: 9th June 2026

I like the fact you get time to pay

5
I like the fact you get time to pay and the customer service. Reviewed on: 9th June 2026

Happy with ease of use and safety of data

5
Happy with ease of use and safety of data Reviewed on: 9th June 2026

Steve’s review

5
Pay pal has been great to use it’s easy and flexible but most of all you know it’s secure and a way of paying you can trust Reviewed on: 9th June 2026

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