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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

So easy no problems

Love it a lot, love that there are lots of shops were you can buy 3month and 4months now with 0%apr. It is amazing card and in 2022 it MUST be in each persons wallet :) Love it Reviewed on: 21st July 2022

Great

Great to use and so easy with reminders when your payment are due would use again. Reviewed on: 20th July 2022

Best

Amazing experience I would definitely recommend to all my family friends Reviewed on: 19th July 2022

Great deals and offers if you pay within a time limit and no charge for credit.

Its all very easy and great to use Have always been amazed at the offers on the credit Reviewed on: 18th July 2022

Credit made easy and always at my fingertips.

Credit made easy and always at my fingertips. I feel so safe and secure with PayPal. Reviewed on: 18th July 2022

Amazing

Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Best credit card ever Reviewed on: 17th July 2022

Fantastic payment service

Super easy service to use on any purchases. Payments over £100 qualify for 4 months interest free period which is great to know you can pay the bill without having anything extra on top to worry about. Reviewed on: 17th July 2022

lots of features

reliable service, can used on many website, and easy to manage through the payment process and also on the website., I like the flexibility liked with my banks when I can make lots of international transitions payments Reviewed on: 16th July 2022

Excellent service

Just what I needed to make life easier Reviewed on: 16th July 2022

PayPal Credit

Gives me exactly what I need affordable rates and payment methods. It gives me the flexibility to get what I need on line or in store and the different payment methods make it easy to manage credit responsibly. Reviewed on: 15th July 2022

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