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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

So far have loved the 0% offers and how easy it is t...

So far have loved the 0% offers and how easy it is to access the account and use the app. Reviewed on: 9th June 2026

Multiple credit options

I like all the different credit options, which helps on purchases Reviewed on: 9th June 2026

Helpful when struggling financially, High APR

Helpful when struggling financially, High APR Reviewed on: 9th June 2026

Always Flawless

Just flawless from start to finish on all transactions Reviewed on: 9th June 2026

Excellent service and convinience

PayPal is really convenient and I appreciate the fact that it makes pay in 3 simple when I make a purchase that I might not want to pay for at once. There was an issue once where I couldnt pay in 3 despite having excellent credit score and never having missed a payment, which was frustrating, but I paid in full instead. Reviewed on: 9th June 2026

Good and transparent

Excellent for 0% when in this difficult economy necessary need arise. Quick option and transparency Reviewed on: 9th June 2026

No complaints, works the way it should.

No complaints, works the way it should. Lots of offers with interest free purchases Reviewed on: 9th June 2026

Quick and problem free.

Quick and problem free.No problems Reviewed on: 9th June 2026

Great Service always let me know when payment is due...

Great Service always let me know when payment is due Reviewed on: 9th June 2026

Easy to manage

I've had an account for at least 15 years. Very useful and easy to manage. Reasonable rates and a generous credit limit. Reviewed on: 9th June 2026

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