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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Flexibility

5
Best in class, always sweet offers, great service. Reviewed on: 28th July 2022
vit kap's avatar
vit kap

Amazing!

5
Such a great experience using PayPal, it makes purchases so much easier and also love the fact that you can pay in 3 instalments. Reviewed on: 28th July 2022
Michelle Najera's avatar
Michelle Najera

Excellent!!!

5
Using PayPal credit to book my wife and I a BabyMoon trip was so helpful and useful, especially with the 4 months 0% interest help me spread the cost and make it the best trip possible! Thank you PayPal Reviewed on: 28th July 2022
Nomz's avatar
Nomz

Simple and easy credit options

5
Really easy to use and it's great that so many places now accept paypal as a payment option. Nice easy portal to review transactions and make payments. Reviewed on: 28th July 2022
Ben's avatar
Ben

PayPal credit is great

5
It's easy to use, ensures secure payments and provides protection for customers. Reviewed on: 28th July 2022
Kelly's avatar
Kelly

works well

5
works well never had any issues at all Reviewed on: 28th July 2022
Richell Lever's avatar
Richell Lever

Amazing!

5
Very easy access, user-friendly menu, fast and reliable system. I hope they continue to develop well in the future Reviewed on: 28th July 2022
Dobri Tsekov's avatar
Dobri Tsekov

Fantastic service

5
Fantastic service, easy to use . Reviewed on: 28th July 2022
Tez Palmer's avatar
Tez Palmer

Excellent for online purchases

5
I have other credit cards but the fact that PayPal allow interest free if I pay off before a certain date really adds flexibility that other lenders don't give. Reviewed on: 28th July 2022
Damon Black's avatar
Damon Black

Paypal Credit

5
Pre approved and no fuss. Easy to apply at check out. Reviewed on: 25th July 2022
Saeed Naderi-Dehkordi's avatar
Saeed Naderi-Dehkordi

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