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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Papal credit

5
value for money easy to use when needed great app easy to use and manage money Reviewed on: 9th June 2026

Using PayPal credit on the app is easy to use.

5
I needed to do some home improvents and PayPal lent me the money to be able to do this, also having ebay to provide the items I was needing to purchase made the whole experience postive and easy. I found PayPal credit easy to use abd to keep a eye on all my payments using the app. Reviewed on: 9th June 2026

Its been good.

5
Its been good. Flexible a f now that they have a card you can now spend in stores Reviewed on: 9th June 2026

Your credit card did not work in dubia,or on line bo...

2
Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. An idiot could navigate around the app Reviewed on: 9th June 2026

Very easy app to use & lots of choice

5
Very easy app to use & lots of choice on how I want to pay Reviewed on: 9th June 2026

Great for Purchasing without the worry of Fraud

5
Great for Purchasing without the worry of Fraud Reviewed on: 9th June 2026

Many companies now have PayPal options which l find...

5
Many companies now have PayPal options which l find easy to use. Reviewed on: 9th June 2026

The rates are good and customer service exceptional.

5
The rates are good and customer service exceptional. Reviewed on: 9th June 2026

Very easy to use, safe and good customer service if...

5
Very easy to use, safe and good customer service if you have a problem Reviewed on: 9th June 2026

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