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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Fab service

5
Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022

Easy to use

4
Never had any issues using their service Reviewed on: 29th July 2022

Highly trusted online payment

5
Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022

nice

3
ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022

Paypal is best

5
So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

5
great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

5
I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

4
Fees too high though if you're transferring money Reviewed on: 28th July 2022

online credit

5
Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

5
Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

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