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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176792)

PayPal offer great deals

5
PayPal offer great deals it's very easy to use Reviewed on: 9th June 2026

PayPal - The struggling GOAT.

5
Been using PayPal Credit for the last 4-5 years now. The promotional offer of no interest for 4 months on most purchases is so convenient. Love the fact that 90% of online retailers accept PayPal! I've never experienced an issue and the refreshed app with the new features is looking great! Keep improving PayPal! Reviewed on: 9th June 2026

The 4 months interest free credit is a boon

5
The 4 months interest free credit is a boon Reviewed on: 9th June 2026

Painting with confidence

5
I’ve used PayPal for all ranges of purchases from aftershave through to flights . I feel safe using PayPal & no that I can thoroughly check all purchases. Reviewed on: 9th June 2026

Paypal credit - easy to use

5
It is easy to use - flexible and everything you need to manage your finances is available on the app. Reviewed on: 9th June 2026

PayPal is great

5
Everything is easy. Efficient and safe. Everything easy Reviewed on: 9th June 2026

The Forward Secured Payment Oner Stop Shop

5
Great secure way of sending and paying for things Reviewed on: 9th June 2026

I enjoy the Paypal credit, the app is easy to use.

5
I enjoy the Paypal credit, the app is easy to use. I’ve had no issues. Reviewed on: 9th June 2026

i have been broke but paypal credit card come throug...

5
i have been broke but paypal credit card come through for me Reviewed on: 9th June 2026

The world is your oyster

5
So easy to use all over the world Reviewed on: 9th June 2026

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