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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Fab service

Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022

Easy to use

Never had any issues using their service Reviewed on: 29th July 2022

Highly trusted online payment

Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022

nice

ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022

Paypal is best

So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

Fees too high though if you're transferring money Reviewed on: 28th July 2022

online credit

Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

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