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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Pay-Pal Credit

I have a great experience using Pay-Pal Credit. Reviewed on: 30th July 2022

Perfect

Does everyhting your gonna need Reviewed on: 30th July 2022

Always happy with these credit options :)

Never had any problem and love to spread the cost few times a year, Nothing to fault :) Reviewed on: 30th July 2022

Lots of rewards and zero interest credit

I used the zero interest credit and I regularly make payments with PayPal. secure, easy to use, clear payment schedule Reviewed on: 30th July 2022

Easy straightforward credit

Having Paypal credit makes it easy to buy electronics online, without being stuck on buying from one website or new. Reviewed on: 30th July 2022

Great experience

PayPal credit is easy to use and very convenient. Being able to use it to pay at so many stores makes life easier. Reviewed on: 30th July 2022

Nice

Nice and east to use, definatley recommand others to use it. Reviewed on: 30th July 2022

Amazing!!!!

Paypal has given me the flexability to buy things that i needed for work etc over a period of period of time. i have never been stressed using Paypal and without there offer, i would never i have been able to finish my studdies either. Reviewed on: 29th July 2022

quick easy and super convenient

nothing but good words about PayPal. Used them for over 10 years and its been the perfect solution to all my online transactions. 5* Reviewed on: 29th July 2022

Peace of mind

Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022

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