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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176703)

My review

5
Excellent service and value for money Reviewed on: 9th June 2026

Bad customer service.

1
Bad customer service. Not worth it. Reviewed on: 9th June 2026

Very satisfied indeed.

5
Very satisfied indeed. Easy setup, swift payment, and good support services when needed including speaking to someone on the phone! Reviewed on: 9th June 2026

Go to Account

5
Since they made the app available to credit and extended credit - I found it so quick and easy to use taking the opportunity to use it. Within the account all questions are answered for you, even updated in purchases of freight deliveries and timing updates for you as well as purchaees you may have made by another company. Reviewed on: 9th June 2026

very simple and friendly service

5
very simple and friendly service Reviewed on: 9th June 2026

PayPal is my preferred option.

5
I have used PayPal for many years simply because I find it so convenient to use. The pay in 3 option is a real bonus, knowing that the money payments are automatically deducted takes away sine of the stress. The PayPal app is very easy to navigate abd is very informative. I use PayPal for the majority of my purchases. Reviewed on: 9th June 2026

Paypal have provided excellent service and peace of...

5
Paypal have provided excellent service and peace of mind, even when having a period of problem which is now resolved. Would recommend anytime. Reviewed on: 9th June 2026

secure payment

5
PayPal is always there and secure payment Reviewed on: 9th June 2026

Very good customer services and reliable

5
Very good customer services and reliable Reviewed on: 9th June 2026

Easy to use and follow.

5
Easy to use and follow. You know exactly what its going to cost before you start. Reviewed on: 9th June 2026

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