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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176625)

Fantastic and easy service been using it for years a...

Fantastic and easy service been using it for years and wouldn’t use anything else Reviewed on: 9th June 2026

It’s a really convenient and useful line of credit

It’s a really convenient and useful line of credit Reviewed on: 9th June 2026

That’s great and excellent , very comfortable

That’s great and excellent , very comfortable Reviewed on: 9th June 2026

I have been using PayPal for a few years now and the...

I have been using PayPal for a few years now and the feature I like most is different purchasing options all in one place Reviewed on: 9th June 2026

Flexible payment.

Having PalPal Credit gives me the opportunity to purchase items that gives me flexibility to make payments over a period of time. Reviewed on: 9th June 2026

Cher2026

Convenient and easy to use when you need it. It takes a few minutes to verify and off you buy whatever you need Reviewed on: 9th June 2026

Excellent

I love Paypal, so easy and convenient to use, I’m a big fan of pay in 3 Reviewed on: 9th June 2026

Very easy to use, good choice of options interest r...

Very easy to use, good choice of options interest rate is a bit high sometimes. Reviewed on: 9th June 2026

Excellent Service

Great experience with this and no issues. Very easy to understand. Reviewed on: 9th June 2026

PayPal credit

PayPal credit has been great for me because it's helped me get a new phone without having to be tied to a contract, it pays for my takeaways which is a bonus lol. it's there in an emergency and it can cover big purchases on occasions. The pay in 3 services are brill too. Reviewed on: 9th June 2026

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