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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Like the safety .

Like the safety and interest free payment options. Though I have had a couple issues getting refunded for goods not received Reviewed on: 9th June 2026

Paypal Credit is very useful and easy to use.

Paypal Credit is very useful and easy to use. I've made lots of purchases with it now and I like the fact that I can repay early without any penalties. Reviewed on: 9th June 2026

Advantages rates, long terms, big amount in credit

Advantages rates, long terms, big amount in credit Reviewed on: 9th June 2026

Good to use for security

Good to use for purchases but I wouldn't use any Kind of credit to expensive Reviewed on: 9th June 2026

I love paypal credit it stops long term debt and int...

I love paypal credit it stops long term debt and interst fee it makes me plan what ican buy as i know its a few month and finished not 2 year Reviewed on: 9th June 2026

Great service.

Great service. Very satisfied. Thank you Reviewed on: 9th June 2026

Great way to spend..

Great way to spend or set up a payment plan very flexible. Reviewed on: 9th June 2026

Not too bud , I have difficulty for calling pay pal...

Not too bud , I have difficulty for calling pay pal costumer service . Reviewed on: 9th June 2026

Very good no issues.

Very good no issues. No problems use all of the time without thinking so it's just a normal way of paying for gifts food and everyday essentials. Could not recommend more highly Reviewed on: 9th June 2026

Easy to use statements ok.

Easy to use statements ok. Sometimes it feels complicated. Reviewed on: 9th June 2026

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