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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Pay Pal..The Only Way to Shop

Very convenient, plenty of payment options and good reward schemes. Reviewed on: 9th June 2026

Paypal has been a pleasure to work with.

Paypal has been a pleasure to work with. Discussions have been made some much quicker than over draft facilities or similar with banks. The ease of use and ability to send money straight away makes it so easy to use. Reviewed on: 9th June 2026

I have used Paypal now for many years.

Having used PayPal now for many years I would choose them first for buying on line , the safest, easy o use app and very reliable coms on email. PayPal credit pay in 3 is great to use .. All round simply the best. Reviewed on: 9th June 2026

Always available and great value for money.

Always available and great value for money. Reviewed on: 9th June 2026

So easy, and great communication

Never used customer service as haven't needed to. Everything has run smoothly from day one. It's great to have a physical card as well as simple online payment. Communication from Paypal is excelent, I get notified of every purchase by email almost as soon as the payment is made. It's very easy to use the app to check on my card status and I have direct debit set up so that I never miss a payment. Reviewed on: 9th June 2026

It is easy to use, they look after their customers

It is easy to use, they look after their customers Reviewed on: 9th June 2026

Easy peasy

Easy to use and nice to have an extra layer of security purchasing online Reviewed on: 9th June 2026

I had the best experience buyin biike through paypal...

I had the best experience buying a bike through paypal Reviewed on: 9th June 2026

Great offer for using PayPal credit

Got a good deal for taking PayPal credit ended up wot 4 dresses for £35 Reviewed on: 9th June 2026

Managing the finances

I have experience using PayPal to manage and process financial transactions, including sending and receiving payments, handling invoices, tracking transaction records, and resolving payment issues when needed. I am comfortable monitoring account activity, maintaining accurate financial records, and ensuring transactions are completed securely and on time. In addition, I have experience managing budgets, reconciling payments, and organizing financial data to support accurate reporting and decision-making. I pay close attention to detail and prioritize accuracy when handling financial information. Reviewed on: 9th June 2026

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