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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176573)

PayPal has been a life saver personally for me and m...

PayPal has been a life saver personally for me and my business. Especially with their 4 months 0% fee option. Reviewed on: 9th June 2026

Easy, practical and available everywhere

Easy, practical and available everywhere Reviewed on: 9th June 2026

Thank you very much for your help.

Thank you very much for your help. I am glad that I am one of you. Reviewed on: 9th June 2026

Easy to use excellent rates and great service

Easy to use excellent rates and great service Reviewed on: 9th June 2026

Long-Time Customer, Still Enjoying PayPal Today

I've had a PayPal account now for well over a decade, and not once have I encountered any serious issues, despite living in multiple countries and legal jurisdictions. Always handy to have, and now with physical cards to compliment the online offering, it couldn't be easier to use PayPal on the go. Interest rates have never been an issue either. All told, great service. Reviewed on: 9th June 2026

Easy to use when buying, plenty of options to spread...

Easy to use when buying, plenty of options to spread payments, and available at a lot of stores. Not the easiest to work out when paying and protection/customer service is not the best, safer with a credit card. Reviewed on: 9th June 2026

They are trust worthy and very helpful sorting thing...

They are trust worthy and very helpful sorting things out and staff are very friendly Reviewed on: 9th June 2026

Efficient service

I have been using PayPal for many years and the service is very reliable and efficient Reviewed on: 9th June 2026

I have been using PayPal for years now and its n exc...

I have been using PayPal for years now and its n excellent service I have no issues at all Reviewed on: 9th June 2026

It’s good and works as it should, I like the 4 month...

It’s good and works as it should, I like the 4 month interest free period for purchases over £100 Reviewed on: 9th June 2026

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