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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use fast completion and easy communication

Easy to use fast completion and easy communication Reviewed on: 9th June 2026

Instant access, familiar brand; flexible repayment o...

Instant access, familiar brand; flexible repayment options Reviewed on: 9th June 2026

Good customer service, very helpful when o I had an...

Good customer service, very helpful when o I had an issue to solve with a purchase , only use PayPal now . Reviewed on: 9th June 2026

Positive paypal..

Always positive kept well informed excellent customer service very easy to use excellent service Reviewed on: 9th June 2026

Very easy to use straight forward to view your credi...

Very easy to use straight forward to view your credit details Reviewed on: 9th June 2026

Excellent service, money is always fast amd reliable

Excellent service, money is always fast amd reliable Reviewed on: 9th June 2026

Easy and quick with 0% APR offer

Very easy to use, pay in three or four months 0% finance available. Taken by almost all websites! Reviewed on: 9th June 2026

Easy to set up, clear app and website and a decent b...

Easy to set up, clear app and website and a decent breakdown on what you’ve paid or owing. Reviewed on: 9th June 2026

Been happy with all my purchases and transactions ov...

Been happy with all my purchases and transactions over the time I’ve had PayPal Reviewed on: 9th June 2026

there are various options to help pay for things ,..

there are various options to help pay for things ,credit account. pay outright. pay in three installments , and i have recently added a current /debit account Reviewed on: 9th June 2026

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