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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Definitly 5 stars

With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022

Easy to use

I like to have everything all in one place, and PayPal offers that Reviewed on: 1st August 2022

Simple & easy

PayPal credit is simple and easy with no hidden charges. The website is easy to navigate and easy to keep track of spending. Reviewed on: 1st August 2022

Safe, Simple and Secure

Transactions are very quick and seamless, very easy to navigate the site and help is always on hand. Disputes (if you have any) are dealt with quickly and fairly - I have been using Paypal for nearly 20 years and never had an issue or problem. Reviewed on: 1st August 2022

Great service

Flexible credit options, with no extra cost, if you plan your budget right. Reviewed on: 1st August 2022

Great product, great service

Paypal credit is great. Easy to use and track your account. Reviewed on: 1st August 2022

So convenient !!

Very happy with the 0% for 4 month offer for every purchase over £100. Has helped us buy stuff for our new house with enough time to pay it all back in 4 months without any interest charge. Reviewed on: 1st August 2022

Paypal credit review

I have always found paypal credit an absolutely easy option to use and the approval process is quite prompt. There is also an added sense of security that if anything goes wrong, your money is protected. Reviewed on: 1st August 2022

Credit card

I have very good experience, with my credit card. Reviewed on: 1st August 2022

Amazing, Easy to use

PayPal credit is easy to use. It gives you a clear breakdown of how much credit you have left and the amount you need to pay off. One thing I love about PayPal credit is that it breaks down the amount you have left to pay off for each shop. With the ability to set up a direct debt and frequent reminders it's nearly impossible to forget repayments. Reviewed on: 1st August 2022

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