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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

I have been a Paypal credit customer for years and i...

I have been a Paypal credit customer for years and it has been excellent so far. Reviewed on: 9th June 2026

Love the pay in four installments options

Love the pay in four installments options Reviewed on: 9th June 2026

Fantastic service.

Great service. Easy to use and the app is brilliantly easy to access. Can pay bills and use other alternative payments if needed. Reviewed on: 9th June 2026

Just love PayPal!

Love how PayPal can be used in near enough everything, it’s easy to use. Reviewed on: 9th June 2026

Another good product from PayPal

Another good product from PayPal Reviewed on: 9th June 2026

I like the interest free promotion.

I like the interest free promotion. It is handy to have for larger purchases and I have used PayPal credit a number of times for this reason. It is clear to use, and tells you how long the promotion rate lasts for. It is easy to set up a direct debit to ensure you never miss a payment. I love having this as an option and find it much better than pay in 3 options for the larger purchases. Reviewed on: 9th June 2026

Makes purchases easy.

Makes purchases easy. well explained in terms of repayments. always provided with confirmation and updates in due time. Reviewed on: 9th June 2026

Quick and easy

Quick and easy to set up and no problems so far Reviewed on: 9th June 2026

User friendly app and Great to use

User friendly app and Great to use Reviewed on: 9th June 2026

Very convenient

My primary spending card is Amex, but many retailers do not accept it, which is a huge downside. Paypal credit comes in very handy. I use the app on my phone to pay with it, so i don't need to carry the card with me Reviewed on: 9th June 2026

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