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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57385 reviews)

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4.91

Based on 57,385 reviews, last reviewed 8th Apr 2026

607600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

I have used Paypal Credit for years now. I have used Paypal Credit for years now. Mostly for bigger purchases and I find it very straightforward. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57385)

Good and efficient

PayPal is flexible and the App is easy to use. I have been using PayPal for more than 5years and it’s always good.m service. Transfer is also easy, it makes payment easy. Reviewed on: 22nd May 2024

I am enjoying with this up if i need anything they h...

I am enjoying with this up if i need anything they help always respond Reviewed on: 22nd May 2024

PayPal credit help me to have the best holiday

PayPal credit help me to have the best holiday Reviewed on: 22nd May 2024

Excellent experience since I started using PayPal ov...

Excellent experience since I started using PayPal over a decade ago Reviewed on: 22nd May 2024

low on funds, paypal will help with that !

I’ve always had a good experience with customer service, using the app and easy to pay for things online with PayPal credit. The direct debit set up is easy too. I love that if I’m short on money in my bank I can rely on PayPal credit to buy the things I need or something I want. Most online sites and eBay accept PayPal credit too. It’s just very useful and customer service are always pleasant to talk to often sorting out any queries I may have. Reviewed on: 22nd May 2024

Experience

It's been awhile that I have been using PayPal for transfer money and also I could get a loan to pay for an apple product. By direct debit they withdraw money from my bank account. Reviewed on: 22nd May 2024

PayPal credit is best value

PayPal is convenient and secure. PayPal credit has been my go to credit option for the past 6 years. It has the most value for the spreading the cost options compared to what is on the market. Their customer service people are good as well and will explain things in detail. The only downside is that to get a rep it can be a bit of a wait, I've had to contact them twice in the 6 years and both times it was a 30 min wait but my enquires were solved both times. Reviewed on: 22nd May 2024

Excellent all the way.

Excellent all the way. Never any issues. Reviewed on: 21st May 2024

The service was good and interest rate is reasonable.

The service was good and interest rate is reasonable. Reviewed on: 21st May 2024

Easy and very convenient to use.

Easy and very convenient to use. Reviewed on: 21st May 2024

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