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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Really easy to use and pay.

5
Really easy to use and pay. Super easy to set up against the purchase. No issues whatsoever ever. Great fash board so you know exactly where you are. Reviewed on: 9th June 2026

Quick and easy payments to friends and family make l...

5
Quick and easy payments to friends and family make life so much easier. I can monitor my finances and spending with ease through the PayPal app. No complaints!! Reviewed on: 9th June 2026

Great purchase flexibility

5
I like using PayPal credit as it gives me flexibility to purchase items over a short amount of time Reviewed on: 9th June 2026

I'm happy bye work bye PayPal

5
I’m happy bye work bye because very much good Reviewed on: 9th June 2026

Well, it's PayPal and they do credit.

4
Well, it's PayPal and they do credit. Easy to use, interest is just like most. Seamless use, which is great. Reviewed on: 9th June 2026

Peace of mind

5
Secure and trusted company . Issues dealt with quickly and efficiently . Can purchase with a peace of mind Reviewed on: 9th June 2026

Very easy to use and keep track of

5
Very easy to use and keep track of Reviewed on: 9th June 2026

Excellent help if you need buying stuff when you not...

5
Excellent help if you need buying stuff when you not having enough money! Reviewed on: 9th June 2026

I use PayPal all the time, it's simple to get and th...

5
I use PayPal all the time, it's simple to get and the ease of paying for goods brings a stress free service and you know your item is fully covered Reviewed on: 9th June 2026

Easy to use and efficient I use PayPal to pay for mo...

5
Easy to use and efficient I use PayPal to pay for most things now as it’s so user friendly and I feel has an added element of safety. Reviewed on: 9th June 2026

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