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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176250)

Handy line of credit, easy to manage

Handy line of credit, easy to manage and now you can get a physical card so able to use in more places Reviewed on: 9th June 2026

good service, easy use, it can be trusted

good service, easy use, it can be trusted Reviewed on: 9th June 2026

Peace of mind.

They are easy to deal with and give you peace of mind. It is not scary owing them as they are always there to assist when needed. Reviewed on: 9th June 2026

The Excellence of PayPal..

For the past 20 years, PayPal has made it possible for me to buy the things that I could not otherwise afford. Reviewed on: 9th June 2026

PayPal is simple to use

PayPal is simple to use and offers great discounts and rewards. I have already recommended to my family. Reviewed on: 9th June 2026

Easy to navigate the system, quick responses, easy a...

Easy to navigate the system, quick responses, easy app, straight forward Reviewed on: 9th June 2026

Easy to use, always offering credit increases but yo...

Easy to use, always offering credit increases but you have to approve this Reviewed on: 9th June 2026

Easy to use, the app is simple.

Easy to use, the app is simple. Enjoy collecting the points Reviewed on: 9th June 2026

Excellent options for payments

Everything is made easy by using pay pal payments and like options to pay in 3 or PayPal credit with 0% interest plus if a problem arises PayPal do investigate Reviewed on: 9th June 2026

We use the payment plan a lot and it’s easy...

We use the payment plan a lot and it’s easy to use Reviewed on: 9th June 2026

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