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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57476 reviews)

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4.91

Based on 57,476 reviews, last reviewed 8th Apr 2026

616000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very user friendly. Very user friendly. Compatible with most websites. Auto direct debit is handy to avoid additional charge. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57476)

Smooth experience

Every transaction went smoothly and always correct Reviewed on: 22nd May 2024

So far so good.

So far so good. I have used PayPal for some important purchases to spread the cost and it was easy to do so electronically. No paper no fuss. Reviewed on: 22nd May 2024

PayPal’s credit is perfect for shopping

PayPal is extremely convenient as a payment method, so when linked with a credit facility, makes it the perfect option for me. Reviewed on: 22nd May 2024

I live the pay in 3 options as well as the pay pal c...

I live the pay in 3 options as well as the pay pal credit Reviewed on: 22nd May 2024

Excellent way ..

Excellent way to pay for your item and knowing that it is secure Reviewed on: 22nd May 2024

Seemless, smooth, easy to use.

Seemless, smooth, easy to use. Paypal credit is the easiest way to have some extra borrowing capacity without jumping through multiple loops with banks. I use it when I need to save cash and then can repay at any time. It is the flexibility I love the most - gone end of the months scary credit card bills... I feel that with PayPal credit I am in control - have cancelled all credit cards ! Reviewed on: 22nd May 2024

Good service

Been OK happy with service staff very pleasant when I have any issues. Reviewed on: 22nd May 2024

PayPal is awesome.

PayPal is awesome. I’ve been using it for many years. It is trusted and safe Reviewed on: 22nd May 2024

Credit experience

My experience has been very good so far. I started using PayPal credit around 2 years ago and haven’t had a single issue. Repayments are good and everything is clear so you don’t have to worry about missing anything. Reviewed on: 22nd May 2024

Easy, convenient and very quick to use, just downloa...

Easy, convenient and very quick to use, just download the app and off you go. Have already recommended it to friends and family, the deals are fantastic, just had a free 3 yrs to pay on my last purchase with no interest, it’s a no brainer to use . Reviewed on: 22nd May 2024

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