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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57535 reviews)

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4.91

Based on 57,535 reviews, last reviewed 8th Apr 2026

621600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is my go-to credit option I have been using PayPal since it was created. I have always chose the option to use PayPal for certain purchases, mainly for safety and security re... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57535)

Would not use any other payment service except PayPal.

Always easy to use and understand. The best application offering flexibility and choices for payments and spreading the budget. Always secure and well documented. Updates snd information blear and concise. Reviewed on: 22nd May 2024

Easy to use everywhereeasy simple to use and secure

Easy to use everywhere simple to use and secure Reviewed on: 22nd May 2024

Brilliant and easy to use,My new favourite is the pa...

Brilliant and easy to use,My new favourite is the pay in 3 Reviewed on: 22nd May 2024

It’s easily accessible and helpful for purchasing

It’s easily accessible and helpful for purchasing Reviewed on: 22nd May 2024

Its working well I havnt needed to contact customer...

Its working well I havnt needed to contact customer services. Reviewed on: 22nd May 2024

Convenient service

I never had any problems yet, easy to set up and use Reviewed on: 22nd May 2024

Always a great experience.

Always a great experience. I've had an account for years and use it all the time. It's safe. Reviewed on: 22nd May 2024

Great service

PayPal has helped me to spread the cost of things that I couldn’t afford to buy outright. It is easy to use and also to make payments, the minimum payments are never too much and I can always pay extra to get my limit back up whenever I want to or can afford to; would definitely recommend Reviewed on: 22nd May 2024

I always use PayPal when I am buying on line,

I always use PayPal when I am buying on line, it helps me out when I get the option to PayPal credit or pay in 3, Good to have the protection factor and support if there is a dispute with a service I have paid for Reviewed on: 22nd May 2024

Very good

I enjoy using this PayPal credit Reviewed on: 22nd May 2024

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