Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Whenever I have had a problem I have received prompt...

Whenever I have had a problem I have received prompt help from PayPal. They are fast and efficient with everything you need. Reviewed on: 9th June 2026

Easy transction, been with paypal for many years.

Easy transction, been with paypal for many years. Good to have as payment option when you need it. Reviewed on: 9th June 2026

PayPal, Pay-fect...

Perfect, easy, seamless, excellent. Reviewed on: 9th June 2026

Overall very easy to understand.

Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026

I’ve had a great experience with PayPal, it’s always...

I’ve had a great experience with PayPal, it’s always easy to use to pay for items or send money. I like the pay in 3 option for bigger items. I had an issue with a flight refund and got through to someone straight away who sorted out the issue in minutes, fab service! Reviewed on: 9th June 2026

I love PayPal I use it whereever I can.

I love PayPal I use it whereever I can. I feel most protected with it Reviewed on: 9th June 2026

Easy to use, especially when I don't have my bank ca...

Easy to use, especially when I don't have my bank card to hand. Safe, gives me some peace of mind. Reviewed on: 9th June 2026

I ill only pay using my PAYPAL card, so much safer.

I ill only pay using my PAYPAL card, so much safer. Also if you use their credit card you've got 3 months interest free Reviewed on: 9th June 2026

I like the fact that PayPal feels secure

I like the fact that PayPal feels secure and their interest free options are brilliant. Reviewed on: 9th June 2026

Easy and hassle free, recommend to use

Easy and hassle free, recommend to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub