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PayPal: PayPal Credit reviews

4.91
Based on 57,594 reviews, last reviewed 8th Apr 2026
627200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect and safe way Perfect and safe way to pay very easy to set up Reviewed on: 8th April 2026
Monix's avatar
Monix

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57594)

Held you spread cost

5
Pay pal credit has helped me to buy essentials and pay off in a reasonable time where I wouldn’t have been able to afford it. The app is very user friendly Reviewed on: 22nd May 2024

Always efficient and there if I need them.

5
Always efficient and there if I need them. I feel I am in safe hands Reviewed on: 22nd May 2024

I have had seamless transactions and it’s super easy...

5
I have had seamless transactions and it’s super easy to use. Reviewed on: 22nd May 2024

PayPal all the pros, with no cons

5
PayPal is revolutionary in bringing 3 step payments in at 0% , it’s a brand I can trust I love that transactions are insured I feel confident and safe when I buy by PayPal it’s quick and easy to use Reviewed on: 22nd May 2024

Is safe to use,the presented excellent professional...

5
Is safe to use,the presented excellent professional skills. Reviewed on: 22nd May 2024

Have been experiencing great success and service

5
Have been experiencing great success and service Reviewed on: 22nd May 2024

Great and easy to use and safe to use.

5
Great and easy to use and safe to use. Would highly recommend Reviewed on: 22nd May 2024

Reliable long term provider

5
Decades of service with PayPal and they never failed me. Reviewed on: 22nd May 2024

Easy straight forward process, seamless transactions...

5
Easy straight forward process, seamless transactions for a variety of vendors Reviewed on: 22nd May 2024

Fast convenient way to pay others safely and a safe...

4
Fast convenient way to pay others safely and a safe way to make payments on line having interest free periods for payments also great Reviewed on: 22nd May 2024

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