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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

PayPal Credit has been incredibly useful for me.

PayPal Credit has been incredibly useful for me. It gives me the flexibility to spread the cost of larger purchases, making it easier to manage my budget and unexpected expenses. I find it simple to use, payments are easy to keep track of, and having the option to pay over time has been a real help when needed. Overall, I've had a very positive experience and would happily recommend PayPal Credit to others looking for a convenient and flexible way to manage their spending. Reviewed on: 9th June 2026

Find it so easy to use and it more accepted...

Find it so easy to use and it more accepted now Reviewed on: 9th June 2026

Fantastic Facility Fast Reliable Must Have Facility

Fantastic Facility Fast Reliable Must Have Facility Reviewed on: 9th June 2026

Using PayPal credit is very convenient and helpful i...

Using PayPal credit is very convenient and helpful in many cases. You can always help yourself with quick purchases. Reviewed on: 9th June 2026

Easy to use and customer service 10/10

Easy to use, use for most my online purchases and never have a problem. When ever I have a question or query about my payments the customer service is always 10/10, no long waits for phone calls and the online chat feature is fab! Tell all my friends and family to get Paypal credit. Also having the Paypal credit card on my Apple Pay has been a lifesaver when some retailers don’t have the Paypal option available. Reviewed on: 9th June 2026

Customer service has always been excellent and any i...

Customer service has always been excellent and any issues with payments resolved quickly Reviewed on: 9th June 2026

THE ONLY WAY TO PAY

I know exactly where I am with pay pal,easy to use,easy to understand. Reviewed on: 9th June 2026

Always reliable

I have used pay pal for years and have always been pleased with the service it provides Reviewed on: 9th June 2026

No option to transfer balance away

It’s really convenient when shopping online. Now with the physical card it’s also handy in-store. My order one gripe is I am not able to transfer my balance to a zero percent offer I have on another card. Reviewed on: 9th June 2026

Very handy to have, customer service not that good.

Very handy to have, customer service not that good. Reviewed on: 9th June 2026

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