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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49317 reviews)

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4.91

Based on 49,317 reviews, last reviewed 30th May 2025

1705500% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s such a simple and safe way of paying for stuff. It’s such a simple and safe way of paying for stuff. I love the options for pay in three or credit for 0% for 4 months when over £100. Really helps to... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49317)

Nice card with little apr

Good payment support, able to use for necessary needs Reviewed on: 13th June 2022

PayPal credit

Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022

A Godsend!

I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022

Paypal Credit is a life saver

I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022

Protected purchases

I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

Very quick and handy service Reviewed on: 13th June 2022

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