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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 49,664 reviews, last reviewed 31st May 2025
1738500% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app, good experience I’ve never had problems with PayPal, always easy to use and would recommend it. Reviewed on: 31st May 2025
Niamh M's avatar
Niamh M

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (49664)

Easy and quick to use

5
PayPal credit is very easy and purchases are quick, you get monthly reminders and email updates. Interest isn’t too bad either Reviewed on: 8th July 2022
Alex's avatar
Alex

Efficient and easy

5
Available for most online transactions Reviewed on: 8th July 2022
laura-mace@outlook.com's avatar
[email protected]

Best credit agency so far

5
The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022
Hasvan's avatar
Hasvan

Excellent

5
Very good service providers always there to stand with humanity I m happy to have PayPal account with big organisation glad Reviewed on: 8th July 2022
Boss Man's avatar
Boss Man

PayPal Credit is amazing

5
I have had an amazing experiance with PayPal Credit, it has come in very handle to be able to get the things I need why im waiting for my wages to be paid, it easy to use and perfect for anyone who need that little help. Reviewed on: 8th July 2022
Twisted Darklight's avatar
Twisted Darklight

Very easy

5
So good and helpful product! I recommend! Reviewed on: 8th July 2022
Laurentiu Marinas's avatar
Laurentiu Marinas

Love the way they giving us credit

5
It’s very convenient that I can enjoy 3 months interest free credit for my every big purchase. No other credit card is giving us this facilities. Reviewed on: 8th July 2022
Rashedul Mazid's avatar
Rashedul Mazid

Very good service

4
I've no complaints, the only thing I think they could improve is when there's a situation where an item is pre order, you can then end up paying interest for an item not yet recieved or losing out on the order due to that issue while doing account management and disposable income... A deposit in such situations would be more suitable ie preorder situation. Other than that I think pay pal credit is the best. I feel safe using the service and know they have my back Reviewed on: 8th July 2022
Genz Zod's avatar
Genz Zod

Fantastic

5
Always there if you need it for shopping Reviewed on: 8th July 2022
Sharon Stokes's avatar
Sharon Stokes

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022
Mark Davidson's avatar
Mark Davidson

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