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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

A Great Product. Which I frequently use.

Automatically being allowed to purchase goods over £99 & being able to repay 0% over 4 months & Pay in 3, enables me to purchase items I would otherwise not purchase. Especially useful over Christmas. Anytime I’ve had to contact PayPal via phone, I’ve always received a quick response. I have already told other family member’s of how satisfied I am with PayPal & in response they have also joined PayPal. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Offer interest free options and installments allowing me to spread cost of larger purchases. Online access to balances and purchase history Reviewed on: 9th June 2026

Designed for real life

In a world full of complicated apps and endless clicks, PayPal stands out by making everything effortless. As someone who is neurodiverse, I appreciate technology that works with me, not against me. It’s clear, reliable, and always within reach Reviewed on: 9th June 2026

Very easy to use.

Very easy to use.. Information is well set out and heloful Reviewed on: 9th June 2026

I found it very helpful and easy to apply.

I found it very helpful and easy to apply. Reviewed on: 9th June 2026

Paypal is easy to use, convenient, quick and a frien...

Paypal is easy to use, convenient, quick and a friend when needed Reviewed on: 9th June 2026

Easy to use accepted in a wide variety of places and...

Easy to use accepted in a wide variety of places and safe. Appreciate the reminders for account balance and payments. Would definitely recommend to anyone. Reviewed on: 9th June 2026

I find using PayPal convenient and very easy

I find using PayPal convenient and very easy Reviewed on: 9th June 2026

Used paypal all the time its brilliant

Used paypal all the time its brilliant Reviewed on: 9th June 2026

So easy to use

So easy to use. No worries about having bank details with you. Reviewed on: 9th June 2026

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