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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to use guaranteed safety refund no worries...

Very easy to use guaranteed safety refund no worries or stress can’t fault it Reviewed on: 9th June 2026

Amazing service so great to have in an emergency.

Amazing service so great to have in an emergency. Easy to use app and make payments. Reviewed on: 9th June 2026

I've had a great experience with PayPal Credit so far.

I've had a great experience with PayPal Credit so far. The application process was quick and straightforward, and I was approved within minutes. I really appreciate the flexibility it gives me when making larger purchases, especially with the interest-free promotional periods on eligible transactions. The online account management is easy to use, payments are simple to make, and everything is clearly displayed. It's been a helpful tool for managing my cash flow without any hassle. Overall, I would definitely recommend PayPal Credit to anyone looking for a convenient and reliable way to spread the cost of purchases. Reviewed on: 9th June 2026

Excellent think, better then bank

Excellent think, better then bank Reviewed on: 9th June 2026

Recommend

I have had PayPal for many years and use it for large purchases for protection. Pay pal accounts are so easy to use and lines of credit are extremely useful. Reviewed on: 9th June 2026

Very useful when buying large priced items giving ti...

Very useful when buying large priced items giving time to pay off. 4 month interest free credit also handy. Reviewed on: 9th June 2026

Always works well with no problems

Always works well with no problems Reviewed on: 9th June 2026

Fantastic customer service, always very helpful

Fantastic customer service, always very helpful Reviewed on: 9th June 2026

PayPal works very well for me with the different pay...

PayPal works very well for me with the different payment options available and ease of use and I have been using PayPal for years now. Reviewed on: 9th June 2026

Good resolution support

I have had queries in the past and they were dealt with very efficiently. Reviewed on: 9th June 2026

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