Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57697 reviews)

View other PayPal products

4.91

Based on 57,697 reviews, last reviewed 8th Apr 2026

636700% increase in 5 star reviews

in the past 90 days

1900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal review Been an excellent service quick in responding to issues that arise,highly recommend. Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (57697)

Mind blowing.

Mind blowing. Helps me to buy my goodies without a second thought. Reviewed on: 22nd May 2024

Quick and easy

Quick and easy application/ acceptance, all managed by the app. Reviewed on: 22nd May 2024

I use paypal quite often never have any issues and t...

I use paypal quite often never have any issues and that one time i did need to speak to someone it was easy and fast and friendly Reviewed on: 22nd May 2024

Flexible and affordable payment terms

Paypal Credit offers an extensive variety of flexible payment terms suitable for all budgets.You know exactly what you will pay and when you will pay it secure in the knowledge that it will not change.The reminders are a timely reminder of when a payment is due and a great feature.All your information is safe and secure and you can access all your transactions online or in the App. Reviewed on: 22nd May 2024

Very happy with service provided

Very happy with service provided Reviewed on: 22nd May 2024

I have used Paypal credit for my house purchase.

I have used Paypal credit for my house purchase. I could reach there customer support team and get. help when I required some assistance regarding bulk purchase. Reviewed on: 22nd May 2024

Excellent payment plan

I’ve been using PayPal for years and it has always been reliable and with excellent paying plans such as no interest for 4 months. Reviewed on: 22nd May 2024

Easy without hassling

It's easy and helps you get what you need without hassles Reviewed on: 22nd May 2024

Large purchases are temporarily interest free

I love that large purchases are interest free for a while which is really helpful Reviewed on: 22nd May 2024

Use this service a few times.

Use this service a few times. I found it very useful and would recommend to family and friends. Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 430 reviews
Very Account
from Shop Direct 4.38 from 27 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 31959 reviews
Payments
from PayPal 4.92 from 3663 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub