Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176012)

Ease of use and informative App.

Ease of use and informative App. Excellent ongoing 0% offering on purchases over £100. View all your accounts in one App. Reviewed on: 9th June 2026

Tried calling customer services first of all thats v...

Tried calling customer services first of all thats very hard to reach them then the call got disconnected and they never called me back Reviewed on: 9th June 2026

PayPal provides great flexibility with payments and...

PayPal provides great flexibility with payments and keeps detailed statements to make tracking spend really simple. I frequently use PayPal credit with the 4 month 0% interest to spread the cost of larger purchases and always have great experiences using this service. The added security PayPal provides gives a peace of mind when making online purchases. Reviewed on: 9th June 2026

I used paypal to buy rather expensive camera it was...

I used paypal to buy rather expensive camera it was so quick and easy to.set up and it was bought and im very pleased with the service id recommend it to anyone Reviewed on: 9th June 2026

Easy way to use and very convenient when you need it.

Easy way to use and very convenient when you need it. Reviewed on: 9th June 2026

My PayPal Experience

Excellent service and problem solving Reviewed on: 9th June 2026

Fantastic

PayPal Credit is great it makes it easy for you to pay back the money in time and notifies you every time money leaves your account. Customer service and support are excellent and efficient, and they always respond within a reasonable time. Reviewed on: 9th June 2026

Quick refund

Sent something back and got ky refund within 48 hrs which i was very pleased with Reviewed on: 9th June 2026

Perfect Paypal

I us PayPal for all my online transactions for eBay and other purchases . It’s 100% reliable ., Easy and Quick to use . Reviewed on: 9th June 2026

Easy to understand and use

Easy to understand and use, with high levels of safe guarding. Very widely accepted as a payment method and the 4 month interest free period is a great benefit! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97613 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub