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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57747 reviews)

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4.91

Based on 57,747 reviews, last reviewed 8th Apr 2026

641200% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the sense of buying and paying later. Love the sense of buying and paying later. And having the time over months to pay. Love it Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57747)

ABSOLUTELY LOVE IT

I am very satisfied with the service. My phone was stolen and needed an urgent solution but because of my part-time job and financial situation I got rejected on regular credit card applications. PayPal was there when it was really important. My situation has improved since and I’m staying forever grateful. You’re the best! Reviewed on: 22nd May 2024

Had a couple issues which were rectified easily and...

Had a couple issues which were rectified easily and either one call each time Reviewed on: 22nd May 2024

Pay pal is amazing iv always used them for my online...

Pay pal is amazing iv always used them for my online shopping and they have always sorted out my issues Reviewed on: 22nd May 2024

No hassle

Never any trouble when using PayPal credit Reviewed on: 22nd May 2024

I use the pay in 3 /4 regularly and it allows me to...

I use the pay in 3 /4 regularly and it allows me to spread payments easily without paying interest Reviewed on: 22nd May 2024

I am grateful for the PayPal credit.

I am grateful for the PayPal credit. Can be very handy. Reviewed on: 22nd May 2024

PayPal are the leaders in what they do and this is d...

PayPal are the leaders in what they do and this is demonstrated with their service PayPal Credit. Purchases are simple and at a fair rate! Reviewed on: 22nd May 2024

PayPal easy to make payments and secure

PayPal easy to make payments and secure Reviewed on: 22nd May 2024

If you’re responsible this is a great service

If you’re responsible this is a great service Reviewed on: 22nd May 2024

You are the best.

You are the best.I use PayPal every time when I buy something.Thanks Reviewed on: 22nd May 2024

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