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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57788 reviews)

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4.91

Based on 57,788 reviews, last reviewed 8th Apr 2026

645000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been with PayPal for a very long time, first class c... Been with PayPal for a very long time, first class customer service when needed. Straight forward app to navigate. Brilliant options when buying large... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57788)

I highly recommend paypal

I highly recommend paypal I have used pay pal now over nearly 19 years and paypal is user friendly for all ages and their customers service is excellent I have had a few occasions where I was worried about transaction but paypal has never let me down so thank you for your hard work & support massively appreciate it keep up the good work Reviewed on: 22nd May 2024

Very good app which is easy to use

Very easy to use with a great app which allows easy searching and filtering of all transactions. Reviewed on: 22nd May 2024

Provided several options, either for 0% or buy now p...

Provided several options, either for 0% or buy now pay later Reviewed on: 22nd May 2024

I was scammed

any problems ie scammed PayPal were there to help.... Reviewed on: 22nd May 2024

Long time user

Been using PayPal and PayPal credit for a couple years and it has been super helpful and a brilliant payment method, anytime I had issues the customer service staff have been awesome and sorted everything Reviewed on: 22nd May 2024

Very convenient hassle free no need to worry about m...

Very convenient hassle free no need to worry about money problem! PayPal is here to help Reviewed on: 22nd May 2024

Helping hand

Paypal credit make me be able to purchese a language course , I can repay as suit me. Reviewed on: 22nd May 2024

Works well

I use paypal regularly and it works well for me. Reviewed on: 22nd May 2024

Excellent service and so easy to use.

Pay pal offering 3 months interest free has enabled us to manage our finances so much better. It’s so easy to use. Reviewed on: 22nd May 2024

Good, affordable.

Good, affordable. I pay monthly into my credit Reviewed on: 22nd May 2024

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