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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Straight forward customer service

Straight forward customer service Reviewed on: 9th June 2026

Safe, Secure, Swift Resolution Post plPurchase Problems

The most important thing about PayPal ides their excellent after-purchase protection. Paid the wrong amount; items bought, using PayPal, that aren't as advertised or not up to standard; someone taken double payments, or an unauthorised one.; money paid but no goods received? You can't beat using PayPal for a guaranteed, super fast resolution to any of these problems. On top of that, PayPal is simple and easy to use, I like the phone verification, because it means that nobody else can buy goods in your name. Using a debit or credit card online is dangerous, as a payee can steal your card details to buy goods. That happened to me, on eBay. PayPal is the only safe way to pay, and provide excellent support, should you require it. I can't rate it highly enough, abd I DO recommend it to everyone who may use it. Reviewed on: 9th June 2026

Quicker and safe payment.

Quicker and safe payment. Very quick Reviewed on: 9th June 2026

My experience with PayPal has been the best credit e...

My experience with PayPal has been the best credit experience to date. You are able to borrow credit for the things that matter in life, but you aren’t penalised with extortionate interest rates in the process. That matters immensely. Reviewed on: 9th June 2026

Handy App

Handy app and easy to make a purchase, view balance and make payments. Reviewed on: 9th June 2026

Iv always used PayPal its a safer way to pay and Pay...

Iv always used PayPal its a safer way to pay and PayPal have ypur back if payments are fraud or anything so safer way to make payments ,thanks Reviewed on: 9th June 2026

Pay pal is fantastic & easyPAY PAL to use & safe...

Pay pal is fantastic & easy to use & safe Reviewed on: 9th June 2026

I have been using paypal for years through selling o...

I have been using paypal for years through selling on ebay, transfering money, splitting bills and recently pay in 3. Reviewed on: 9th June 2026

Quick and easy app to use, simple layout with all yo...

Quick and easy app to use, simple layout with all you need very clearly displayed Reviewed on: 9th June 2026

Super easy to use.

Super easy to use. Also like that payments are backed by their security. I feel safer making online payments through them. Reviewed on: 9th June 2026

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