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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175984)

PayPal review

Easy to navigate the app. Can always speak to somebody if needed! Everything is all in the one place. Credit helps to build my credit score and then pay it off on pay day. Reviewed on: 9th June 2026

Such a great and flexible option.

Such a great and flexible option. Reviewed on: 9th June 2026

Paypal is so easy to use even for an old gal like me...

Paypal is so easy to use even for an old gal like me and helps me manage my finances better. The options for payment are terrific and it means I can spread payments for those large purchases over three months or longer on credit. Reviewed on: 9th June 2026

PayPal has helped me pay for the big things in times...

PayPal has helped me pay for the big things in times where I have needed it. Reviewed on: 9th June 2026

Any issues I’ve ever had are sorted straight away an...

Any issues I’ve ever had are sorted straight away and the service is excellent Reviewed on: 9th June 2026

Fast and efficient quick service

Fast and efficient quick service Reviewed on: 9th June 2026

Excellent, safe, easy nd user friendly

Excellent, safe, easy nd user friendly Reviewed on: 9th June 2026

Paypal is easy to use, have no hidden rates and alwa...

Paypal is easy to use, have no hidden rates and always have an easy way go contact. I have used paypal for 6 years and have never had any issues. I would strongly recommend friends to use paypal for credit, and for sending money to friends Reviewed on: 9th June 2026

always been good and proactive.

always been good and proactive. very easy to get in touch when there is a problem and very easy to resolve. Reviewed on: 9th June 2026

A better alternative to old fashioned banks

A better alternative to old fashioned banks Reviewed on: 9th June 2026

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