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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

5* paypal

Paypal is such an easy way to pay for things online and they make it more affordable by being able to pay in 3 or interest free credit over 4 months. There have been a couple of times that i have had to contact customer services and they have resolved my issue and been helpful and polite. Once my account was hacked and small amounts of money had been being taken out over a short period of time, paypal secured my account straight away and put the payments that had been taken straight back in to my account. It's the only way I pay for things online now. Reviewed on: 9th June 2026

Great flexibility and security

The credit option is useful, as well as the virtual debit card. PayPal provides great flexibility and security on all transactions and purchases. Reviewed on: 9th June 2026

happy customer

since I started with Paypal I never had any issues and I am very happy with all the services provided Reviewed on: 9th June 2026

Easy and confident with the provider

Easy and confident with the provider Reviewed on: 9th June 2026

Easy to shop and more safe using pay pal

Easy to shop and more safe using pay pal Reviewed on: 9th June 2026

It’s a great service

It’s a great service, I would recommend it every time Reviewed on: 9th June 2026

Always there when I need a big purchase.

Always there when I need a big purchase without impacting my usual monthly outgoings. Reviewed on: 9th June 2026

Very good customer service and affordable pstyments

Very good customer service and affordable pstyments Reviewed on: 9th June 2026

Having used PayPal for years I like the fact they ar...

Having used PayPal for years I like the fact they are reliable and always looking at new ways to help Reviewed on: 9th June 2026

Recommend, fair and helpful staff

PayPal make it easy to use their service and make it very accessible through their availability on websites/ retailers as well as cab apps (bolt/ Freenow etc) so when I’m in a bother, it’s easy to get out of it. Customer service are very polite and helpful, eager to answer queries and support customers Reviewed on: 9th June 2026

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