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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175924)

Give time to pay and credit bous

Give time to pay and credit bous Reviewed on: 9th June 2026

User friendly

PayPal Credit is simple to use and makes managing payments convenient. Overall, a good experience. Reviewed on: 9th June 2026

Great experience so far

Great experience so far, happy to use it every day Reviewed on: 9th June 2026

Never had any problems

Good stuff Reviewed on: 9th June 2026

Very good when purchasing higher valved good spreadi...

Very good when purchasing higher valved good spreading the cost interest free over 4 months Reviewed on: 9th June 2026

Easy to use great options.

Very easy to use, good selection of payment options. Communication is clear and in detail. Reviewed on: 9th June 2026

Ive found it very easy to use.

Ive found it very easy to use. Its available for many options and paying back is easy as well. I can also easily track what I've spent what credit I have etc. Reviewed on: 9th June 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the credit line has given me extra flexibility when making larger purchases. I especially appreciate the ability to spread payments over time, which helps me manage my budget more effectively. The online account management is easy to use, payments are simple to make, and I receive clear statements each month. PayPal Credit integrates seamlessly with PayPal checkout, making purchases fast and convenient. Overall, it’s been a reliable and useful financial tool, and I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 9th June 2026

Whenever I've had a dispute it's been resolved quickly

Whenever I've had a dispute it's been resolved quickly Reviewed on: 9th June 2026

problems with transactions

If I have had any problems with transactions they are always helpful and sort things out for me Reviewed on: 9th June 2026

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