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PayPal: PayPal Credit reviews

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4.91
Based on 57,806 reviews, last reviewed 9th Apr 2026
646600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick response I had a good experience with Paypal, the positive impact was related to quick response I got from your website. Reviewed on: 9th April 2026
Atieh D's avatar
Atieh D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57806)

App usage

5
Easy to use and keep tabs on and having the app helps u keep on top of payments and balance Reviewed on: 23rd May 2024
Stuart s's avatar
Stuart s

Praise for PayPal Credit

5
I have had an excellent experience with PayPal credit. No issues or concerns to report. Love the option to spread payments. I have saved a lot of money using this option with expensive purchases such as mobile phone. Cannot recommend this product highly enough. Reviewed on: 23rd May 2024
Fee Gee's avatar
Fee Gee

PayPal is an easy way to securely pay for stuff weth...

5
PayPal is an easy way to securely pay for stuff wether it be PayPal credit pay in 3 or using debit card I use PayPal most of the time its quick and simple love it Reviewed on: 23rd May 2024
Kim F's avatar
Kim F

The safest method of payment and one of the cheapest...

5
The safest method of payment and one of the cheapest way to use a credit with no interest Reviewed on: 23rd May 2024
Ionel Vlaicu's avatar
Ionel Vlaicu

More convenient than a credit card.

5
More convenient than a credit card. Love the interest free time Great relationship with online stores Reviewed on: 23rd May 2024
Carol P's avatar
Carol P

PayPal is being a forefront in banking service payme...

5
PayPal is being a forefront in banking service payments. I cannot ask for more, but I want my credit limit to be increased significantly as a loyal customer.. Reviewed on: 23rd May 2024
Michael T's avatar
Michael T

Happy chappy

5
Used it a couple of times now and am pleased with the number of outlets I can now use with PayPal. Reviewed on: 23rd May 2024
david graham's avatar
david graham

Lovely, always helped me with payments

5
Lovely, always helped me with payments and having flexibility over different situations. Reviewed on: 23rd May 2024
Dorian T's avatar
Dorian T

PayPal is reliable and convenient Services, one of t...

5
PayPal is reliable and convenient Services, one of the best in the world, easy and convenient to use wherever you want to buy in the world PayPal now PayPal later thank you Reviewed on: 23rd May 2024
Mohamed H's avatar
Mohamed H

Easy payment

5
Easy payment on each transaction Reviewed on: 23rd May 2024
Mohammad T's avatar
Mohammad T

Review PayPal: PayPal Credit now

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