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PayPal: PayPal Credit reviews

4.91
Based on 49,719 reviews, last reviewed 31st May 2025
1743300% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable Always a really good service, reliable and quick. Never had any problems with any transfers Reviewed on: 31st May 2025
Jacob R's avatar
Jacob R

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (49719)

Financial Friend

5
PayPal Credit Helped me so many times when I required emergency purchases and had a limited balance in hand. At the time, PayPal Credit was like a good friend for helping me with my financial assistance. Reviewed on: 8th July 2022

It's so Easy and Flexible

5
Love Paypal credit and the 4 months to pay, unlike others gives reminders when payments are due and you can set payments up in advance, so easy. Statements are clear and tell you exactly when something has to be fully apid, fantastically transparent, it is my preferred way to pay for purchases over £100. Reviewed on: 8th July 2022

Best

4
Safe and secure transactions by using PayPal Reviewed on: 8th July 2022

Easy to access and even easier to purchase items

5
I’ve used PayPal credit a few times now because I trust it and feel safe whenpurchasing items I cannot afford to pay for all at once Reviewed on: 8th July 2022

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022

Safeguarding Purchase

4
Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022

Never had any issues in 6 years, everything is flawless

5
Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022

Perfect

5
Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022

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