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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57808 reviews)

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4.91

Based on 57,808 reviews, last reviewed 9th Apr 2026

646800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57808)

Great flexibility and variety of payment plans

Great flexibility and variety of payment plans Reviewed on: 23rd May 2024

I use from long time and I'm really happy.

I use from long time and I'm really happy.safe no issues with use Reviewed on: 23rd May 2024

Long time paypaler

I have used paypal for years and never had a problem Reviewed on: 23rd May 2024

Easy and secure banking,a fantastic app

Easy and secure banking,a fantastic app Reviewed on: 23rd May 2024

Easy for me to split money for emergency bills and k...

Easy for me to split money for emergency bills and kitchen equipment breakdown where ive had to buy a new washing machine Reviewed on: 23rd May 2024

PayPal credit is the best money provider with the be...

PayPal credit is the best money provider with the best customer service and i have been experience with them for years and never had any issues highly recommended Reviewed on: 23rd May 2024

Reliable and Convenient Credit Solution

I have been using PayPal Credit for quite a few years now, and I couldn't be more satisfied with the experience. It provides an incredibly convenient and flexible way to manage finances, especially for larger purchases that might not be feasible to pay for all at once.One of the most attractive features is the "No Interest if paid in full in 4 months" offer on purchases of £99 or more. This allows me to make essential purchases without the burden of immediate full payment, representing excellent value for money, particularly when compared to other credit options with higher interest rates from the outset.The application process is straightforward and efficient. Immediate access to credit ensures that I can utilize it right away. The seamless integration with my existing PayPal account makes managing payments and tracking spending effortless.Customer service has consistently been exemplary. Whenever I have had inquiries or required assistance, the support team has been responsive and helpful, ensuring a smooth and stress-free experience.Overall, PayPal Credit has consistently exceeded my expectations. It offers a reliable, cost-effective solution that has greatly simplified my financial management. I highly recommend it to anyone seeking a hassle-free credit option. Reviewed on: 23rd May 2024

I always pay with PayPal never had any problems wi...

I always pay with PayPal never had any problems with it Reviewed on: 23rd May 2024

Always quick and easy to use, great value

Always quick and easy to use, great value Reviewed on: 23rd May 2024

its a fast easy service

its a fast easy service with great flexibility and the interest isnt cripling unlike credit cards. Reviewed on: 23rd May 2024

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