Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49719 reviews)

View other PayPal products

4.91

Based on 49,719 reviews, last reviewed 31st May 2025

1743300% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable Always a really good service, reliable and quick. Never had any problems with any transfers Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (49719)

Best credit lender

Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

Great!!!

Very helpful with payment and very easy to use Reviewed on: 8th July 2022

Reliable,

I have only positive experience with paypal in all areas Reviewed on: 8th July 2022

Easy to Apply and Use

Have found PayPal credit to be amazing and easy to use, always trust it is safe and secure at online check outs. Really help spread the costs over a manageable period and the 0% interest for 4 months is a fantastic bonus. Highly recommend over any traditional credit card. Reviewed on: 8th July 2022

Good choice

Incredibly easy and good choice. Works perfectly alongside with all other payment methods provided by PayPal for all online shopping needs Reviewed on: 8th July 2022

Best

Pay pal is flexible for me and I use it online Reviewed on: 8th July 2022

Good credit lender

Provide good deals on credit when needed Reviewed on: 8th July 2022

Everyone needs to have one

Like the service and better experience than the boring cards!! Love it and would highly recommend everyone has got one!! Reviewed on: 8th July 2022

Amazing service

PayPal is amazing and it’s really helpful specially 4 month 0% apr . Well recommend for those who wants to build them credit history as well now a days 99% companies accept PayPal I believe so it’s a great opportunity to use this credit and pay back in small instalments every month. I’m very happy with PayPal Credit service and will recommend. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.88 from 19 reviews
Credit Card
from ASDA Money 2.29 from 95 reviews
Gold Credit Card
from American Express 4.48 from 24 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub