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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to access at the point of purchase, very secure...

Easy to access at the point of purchase, very secured and customer friendly. Paypal's 4 mo ths non-interest facility goes a long wat to relief customers. Reviewed on: 9th June 2026

Easy Money

Easy to access help when needed and easy to pay across a host of platforms. Reviewed on: 9th June 2026

It's okay, high interest rates though

It's okay, high interest rates though Reviewed on: 9th June 2026

Never had an issue with PayPal but could be clearer...

Never had an issue with PayPal but could be clearer when owing money Reviewed on: 9th June 2026

Very good essay Iam tell me customer

Super super super very easy smart money Reviewed on: 9th June 2026

PayPal helps me every day .

PayPal helps me every day ... fast and easy use... heve it for many years. Reviewed on: 9th June 2026

Effortless to use and customer service is second to...

Effortless to use and customer service is second to none Reviewed on: 9th June 2026

Excellent, hassle free experience.

Excellent, hassle free experience. Used frequently for ease of use. Reviewed on: 9th June 2026

I can rely in PayPal credit wherever...

I like how I can rely in PayPal credit wherever I am Reviewed on: 9th June 2026

Have used PayPal for years.

Have used PayPal for years. Especially with eBay it has been helpful Reviewed on: 9th June 2026

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