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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Pay Pal gives me more confidence when spending my mo...

Pay Pal gives me more confidence when spending my money. I feel protected using my current account through PayPal. I often use pay pal, to spread the costs of my spending and it very convenient for me Reviewed on: 9th June 2026

Very convenient to have when you ne...

PayPal credit is very convenient to have when you need to make those large, one-off payments. Having 4 months interest free make it even better. The card has made it much easier to use as well, since you can use it in physical shops. Reviewed on: 9th June 2026

Good experience with PayPal credit

Customer service always on hand to solve issues quickly. App simple and easy to use. Reviewed on: 9th June 2026

I love paypal and I always will although it is sad t...

I love paypal and I always will although it is sad that Elon Musk created it Reviewed on: 9th June 2026

Superb credit card handling and independence

Superb credit card handling and independence Reviewed on: 9th June 2026

PayPal is great for

PayPal is great for dealing with complaints and knowing everything is as safe as it can be Reviewed on: 9th June 2026

Easy credit

I bought a item on eBay and PayPal gave me the option for credit and it has been brilliant Reviewed on: 9th June 2026

PayPal is easy to use, the more you pay back the les...

PayPal is easy to use, the more you pay back the less interest you have to pay. Reviewed on: 9th June 2026

if ever there is an issue with seller in terms of re...

if ever there is an issue with seller in terms of retrieving fund customer service have solved tje problem quickly. I am able to use the service safely and efficiently with easy access to account information on the app Reviewed on: 9th June 2026

My opinion of PayPal

I like using PayPal as its a large well known company that I trust and its convenient and helpful to use the PayPal credit and pay in 3 options. I would recommend using PayPal to most people. Reviewed on: 9th June 2026

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