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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57811 reviews)

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4.91

Based on 57,811 reviews, last reviewed 9th Apr 2026

647100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, like can now have the flexibility of de... Easy to use, like can now have the flexibility of debit card Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57811)

Have been using PayPal for my transactions for years...

Have been using PayPal for my transactions for years now my experience is excellent Reviewed on: 23rd May 2024

Very flexible with several payment options.

Very simple to understand, several payment options available and now able to use it with a physical card! Fantastic! Great customer service too. Reviewed on: 23rd May 2024

My problems have always been solved without any pres...

My problems have always been solved without any pressure and they have done a good job Reviewed on: 23rd May 2024

Always excellent service instant credit and always k...

Always excellent service instant credit and always keep u notified of any offers.email when payement due very clear about what on offer Reviewed on: 23rd May 2024

Great service always there to help you out

Great service always there to help you out Reviewed on: 23rd May 2024

4 months 0% perfect

The 4 months interest free I use regularly and helps with day to day purchases Reviewed on: 23rd May 2024

Easy to use , hassel free and stress free

Easy to use , hassel free and stress free Reviewed on: 23rd May 2024

I've been using PayPal for 20 years and never had a...

I've been using PayPal for 20 years and never had a problem. Reviewed on: 23rd May 2024

Easy an under control

It's very easy to us paypal credit nd have control over spending and monthly repayments Reviewed on: 23rd May 2024

Easy to use whatever you are doing.

Easy to use whatever you are doing. Reviewed on: 23rd May 2024

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