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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175655)

Very good to deal with. And perfect

5
Very good to deal with. Friendly and helpful. Very good value for what you get. Reviewed on: 9th June 2026

Pretty easy to use and good value but if you switch...

4
Pretty easy to use and good value but if you switch accounts via the current account switch the direct debit doesn’t always transfer. Reviewed on: 9th June 2026

Stressfree

5
It gives you that bit of stress free. Reviewed on: 9th June 2026

Easy to setup your account.

5
Easy to setup your account. Ease of use. Flexibility of the use of the account. Option of 3 month payments. Excellent choice of payment options. Very user friendly. Reviewed on: 9th June 2026

Great service.

5
Great service. Easy to use. 4 months interest free is great, when things go wrong this is a great back up. Reviewed on: 9th June 2026

I have a good experience with PayPal.

5
I have a good experience with PayPal. Never problem with payment. Thank you Reviewed on: 9th June 2026

Easy process

2
Easy. Used mostly instead of personal card. Reviewed on: 9th June 2026

Been with paypal now for over 12yrs and I find them...

5
Been with paypal now for over 12yrs and I find them to be of Pristine service everytime all ways a great service to me Reviewed on: 9th June 2026

Always use paypal credit never had a problem with it

5
Always use paypal credit never had a problem with it Reviewed on: 9th June 2026

Easy and simple

5
So simply and easy to use. Now my preferred way to pay for how quick it is. Reviewed on: 9th June 2026

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