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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57833 reviews)

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4.91

Based on 57,833 reviews, last reviewed 9th Apr 2026

649100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal allows me a choice of clear to follow payment... PayPal allows me a choice of clear to follow payment options. This makes many of my purchases more affordable for me by allowing me to pay in full, in... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57833)

PayPal has really helped me pay for things right whe...

PayPal has really helped me pay for things right when I needed them and spreading the cost makes it do much easier for me. Reviewed on: 23rd May 2024

Got there in the end

My first call to them? They didn’t understand my question. I called again the next day & they could help Reviewed on: 23rd May 2024

Delayed interest

The no interest for x number of months is super useful for managing your finances Reviewed on: 23rd May 2024

Excellent, simple and easy to use

Very easy to use. Any problems are resolved quickly and efficiently Reviewed on: 23rd May 2024

Excellent.

Excellent. Easy to use. Moe options in paying for things. Reviewed on: 23rd May 2024

Easy way to spread payments and also get protection...

Easy way to spread payments and also get protection on purchases Reviewed on: 23rd May 2024

Great emergency fund easy to use

Great emergency funds easy repayment system it's easy to keep track of what you have and have spent Reviewed on: 23rd May 2024

Very Friendly service Customer Care

Very Friendly service Customer Care Reviewed on: 23rd May 2024

Easy to use and manage.

Easy to use and manage. I have used PayPal credit for years to help me manage my larger purchases and it has allowed me to keep a close eye on what I am spending and easily manage repayments Reviewed on: 23rd May 2024

My experience with PayPal credit

My experience with PayPal credit has been really good. Never had an issue Reviewed on: 23rd May 2024

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