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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have been customer with PayPal for many years and...

I have been customer with PayPal for many years and I found it very good service, value for money. Reviewed on: 9th June 2026

Good, reliable service.

PayPal is a good, reliable service. I like it because provides many options. If could be a bit cheaper. Reviewed on: 9th June 2026

Really easy and simple to use

I’ve never had any trouble with payments and it is always easy to use and understand. Reviewed on: 9th June 2026

quick process of getting the credit instantly upon a...

quick process of getting the credit instantly upon application submission. Reviewed on: 9th June 2026

Fabulous App

Great app and easy to use. Get reminders when payments are due. Good reward scheme Reviewed on: 9th June 2026

New to it but working very well so far

New to it but working very well so far Reviewed on: 9th June 2026

Great service

Simple, straightforward and quick process. Good communication and value. Reviewed on: 9th June 2026

PayPal credit

Have used PayPal credit both on line and with a card. No problems Reviewed on: 9th June 2026

Good service, good communication, straight forward.

Good service, good communication, straight forward. Reviewed on: 9th June 2026

good unless depositing money to pay credit balance -...

good unless depositing money to pay credit balance - takes days Reviewed on: 9th June 2026

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