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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175556)

I like using PayPal credit as you get 4 months inter...

5
I like using PayPal credit as you get 4 months interest free if you spend over £99 Reviewed on: 9th June 2026

Secure and trustworthy

5
Have used PayPal and PayPal credit for years as secure and trustworthy Reviewed on: 9th June 2026

PayPal has been a great way of making payments for t...

5
PayPal has been a great way of making payments for the people I love Reviewed on: 9th June 2026

Paypal has always been there for me whenever ive nee...

5
Paypal has always been there for me whenever ive needed to pay for something and forgotten my cards its just so simple to use its quick there's no messing it just does what its supposed to do and gives peace of mind in the process Reviewed on: 9th June 2026

Safe and easy to use.

5
Safe and easy to use. Great when you waiting for payday, Reviewed on: 9th June 2026

Love it really helps throughout the year

5
Love it really helps throughout the year Reviewed on: 9th June 2026

Flexibility is fantastic

5
Flexibility is fantastic with the customer service friendly and helpful. Reviewed on: 9th June 2026

All good.

5
All good. Great service. Easy to use and very helpful. Works well with my mobile phone and is a great addition to the usual services. The amount is clear and understandable. An excellent addition to any wallet. Reviewed on: 9th June 2026

Excellent service and accepted nearly everywhere

5
Excellent service and accepted nearly everywhere Reviewed on: 9th June 2026

Easy and pleasant.

5
Always easy and pleasant experience when using paypal. Reviewed on: 9th June 2026

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