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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57871 reviews)

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4.91

Based on 57,871 reviews, last reviewed 9th Apr 2026

652500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use Easy to use and if any issues they are resolved quickly. PayPal credit card is also good for retailers who don't accept PayPal itself Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57871)

This is great

This is great when you find yourself short of cash Reviewed on: 23rd May 2024

Knowledgeable

Been very helpful and quick with answering queries even the difficult issues Reviewed on: 23rd May 2024

0% interest is amazing

I use paypal credit for booking tickets with 0% interest for 4 months. Very helpful and convenient Reviewed on: 23rd May 2024

Very good service would recommend others to try it out

Very good service would recommend others to try it out Reviewed on: 23rd May 2024

I HAVE NEVER HAD ANY ISSUES AND THE CREDIT SERVICE H...

I HAVE NEVER HAD ANY ISSUES AND THE CREDIT SERVICE HELPS ME WHEN I NEED IT. EASY AND STRAIGHT FORWARD ALLOWS ME TO MAKE PAYMENTS SHOULD I CHOOSE TO OUT SIDE OF REGULAR PAYMENTS. CUSTOMER SERVIXE ALWAYS HELPFULL Reviewed on: 23rd May 2024

Very happy with paypal ,preferred over traditional b...

Very happy with paypal ,preferred over traditional banks Reviewed on: 23rd May 2024

Use PayPal Credit regularly and it's a really easy a...

Use PayPal Credit regularly and it's a really easy and customer friendly option for larger payments. Reviewed on: 23rd May 2024

They applied a refund against interest free installm...

They applied a refund against interest free installments instead of purchases, costing me extra interest payments. Reviewed on: 23rd May 2024

Always good customer support and paying monthly so h...

Always good customer support and paying monthly so haven’t got to spend all at once Reviewed on: 23rd May 2024

PayPal credit makes life safer

PayPal credit makes buying things online safer and easier. Reviewed on: 23rd May 2024

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