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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

The quickest and most reliable

So efficient, quick, reliable and quality never drops. Reviewed on: 9th June 2026

Nice option

Like the 4 months interest free option Reviewed on: 9th June 2026

I use it mainly for booking flight tickets and the p...

I use it mainly for booking flight tickets and the pay in 3 months option without any interest is very useful and perfect in situations to manage the payments Reviewed on: 9th June 2026

Brilliant

Recently Ordered tickets to watch a show, Found paypal credit brilliant, being able to pay over 3 / 4 months is great Reviewed on: 9th June 2026

Easy to use and always helps me get things u...

Easy to use and always helps me get things u need Reviewed on: 9th June 2026

An excellent service and payment method.

Using the service is very easy and efficient. I’ve found it valuable having that payment option. Reviewed on: 9th June 2026

Can't complain

Works well, some credit options that have been offered use. No issues so far. Reviewed on: 9th June 2026

Very good options and service.

Very good options and service. Only downside is quality and difficulty of understanding the statements. Reviewed on: 9th June 2026

Extremely reliable and highly recommend!!

I can always rely on my paypal credit for my purchase needs and it is an absolute bonus, that many places that I shop, will accept paypal. It’s always my first port of call when it comes to making payments. I heavily depend on paypal overall, for my small business needs. I would be lost without it! Reviewed on: 9th June 2026

Always been very positive, great payment plans

Always been very positive, great payment plans Reviewed on: 9th June 2026

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