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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Customer service

The app is easy to use, however once I contacted customer services and the lady was really helpful, spoke very clearly and gave me excellent information to help me understand the issue I had raised. Matter cleared up quickly. Reviewed on: 9th June 2026

PayPal credit is always my go to for my bigger purch...

PayPal credit is always my go to for my bigger purchases, being able to go interest free for four months really helps me budget for things over a longer period of time. Reviewed on: 9th June 2026

PayPal is simple to use and gives choice on ways to...

PayPal is simple to use and gives choice on ways to pay for items on line Reviewed on: 9th June 2026

I love the ease of using the app, low to zero intere...

I love the ease of using the app, low to zero interest rates, payment options and all round usability Reviewed on: 9th June 2026

I like the Pay in 3 feature and the Credit facility...

I like the Pay in 3 feature and the Credit facility is easy to use and a great way to spread costs Reviewed on: 9th June 2026

Very good for splitting the payment into manageable...

Very good for splitting the payment into manageable amounts ie pay in three this is the option I use the most also good messages and informative emails let you keep a track of payment and balance Reviewed on: 9th June 2026

Very easy to use, i recommend for more people

Very easy to use, i recommend for more people Reviewed on: 9th June 2026

Excellent service and available on all stores.

Excellent service and available on all stores. I love the 4 months interest free option. Reviewed on: 9th June 2026

Effortless experience and easy international transac...

Effortless experience and easy international transactions Reviewed on: 9th June 2026

I have used PayPal for many years.

I have used PayPal for many years. It is very safe and easy to use to make payments, use credit or transfer money. I recommend it. Reviewed on: 9th June 2026

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