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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

Easy to use, great support and super flexible.

Easy to use, great support and super flexible. Reviewed on: 9th June 2026

Seems to be much like any other credit card.

Seems to be much like any other credit card. Takes a long time for repayments to go through. Reviewed on: 9th June 2026

PayPal credit has been a life saver for me.

PayPal credit has been a life saver for me. I’ve been able to buy things and pay monthly allowing me to still get bits that I need without having to pay the full amount up front. Reviewed on: 9th June 2026

I love PayPal so much, their app is user friendly...

I love PayPal so much, their app is user friendly Reviewed on: 9th June 2026

Not a traditional credit.

It’s not a traditional credit. I like the offers and pay in 4 months and 3 months Reviewed on: 9th June 2026

Excellent service for nearly 3 decades.

Really excellent service for nearly 3 decades, always adding useful features , great customer service, overall a great experience. Reviewed on: 9th June 2026

From quick pay, pay in three and PayPal credit I use...

From quick pay, pay in three and PayPal credit I use it all such a safe and great way of making payments. Any questions with customer services also excellent and always happy to help Reviewed on: 9th June 2026

Really easy to use and pay off early if I was able to.

Really easy to use and pay off early if I was able to. No hidden costs Reviewed on: 9th June 2026

Excellent service.

Excellent service. PayPal Credit is easy to use, offers flexible payment options, and makes managing purchases simple and convenient. Highly recommended. Reviewed on: 9th June 2026

Very good value for money and very easy to use

Very good value for money and very easy to use Reviewed on: 9th June 2026

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