Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,763 reviews, last reviewed 11th Apr 2026
733500% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Paypal Credit Service I think paypal credit is an excellent, easy to use solution especially with the 0% options Reviewed on: 11th April 2026
Peter's avatar
Peter

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58763)

It's very useful but please do no interest 6 or 12 m...

5
It's very useful but please do no interest 6 or 12 months offers as well 4 months isn't enough Reviewed on: 25th May 2024
haris a's avatar
haris a

Consumer friendly

5
Simple to use and simple to stay on top of things Reviewed on: 25th May 2024
Lesley A's avatar
Lesley A

Excellent service

4
Good for yo pay in installment and increase to buy more items with the credit. Reviewed on: 25th May 2024
Ronson B's avatar
Ronson B

All good.

4
All good. Not clear how debts are paid off if you overpay. Reviewed on: 25th May 2024
Jano's avatar
Jano

Always found it easy to deal with customers service...

5
Always found it easy to deal with customers service and solve issues in the past Reviewed on: 25th May 2024
Stefan O's avatar
Stefan O

The convenience of paying for items

5
The convenience of paying for items Reviewed on: 25th May 2024
Dorothy E's avatar
Dorothy E

Secure means of payment.

5
PayPal makes it easier for me to buy goods online without fear, because I know they are secure and my money is protected Reviewed on: 25th May 2024
Akeem A's avatar
Akeem A

No interest and good payment options

5
No interest and good payment options Reviewed on: 25th May 2024
Paula S's avatar
Paula S

Makes life much more simpler, straight forward and s...

5
Makes life much more simpler, straight forward and safer when paying with PayPal. Reviewed on: 25th May 2024
Clayton's avatar
Clayton

Intuitive app.

5
Intuitive app. Delayed time in taking money from account is only detraction Reviewed on: 25th May 2024
Graeme S's avatar
Graeme S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill