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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175280 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175314)

Very easy to use.

Very easy to use. When I have needed to contact it has been resolved very quickly. My only frustration is I liked to do manual repayments so I could amend the amount, however it becomes complicated as the payments aren’t instant, it would take nearly a week for them to then leave my account. Reviewed on: 9th June 2026

Pay-Pal is a must in any Wallet!!!

Pay-Pal is a must in any Wallet. Great support for using my funds across a huge variety of websites. Safe and easy to challenge when items go missing with great customer support. Recently applied for Pay-Pal credit, only used it a couple of times at present but intend to use it more, easy to apply for and quickly accepted. Reviewed on: 9th June 2026

The One to get

I ditched all my other credit cards and went with the smart option Reviewed on: 9th June 2026

Great services and paying options

Have been using PayPal for years lots of ways to pay and love the no interest for 4 month on purchases Reviewed on: 9th June 2026

PayPal is super easy to use

PayPal is super easy to use and available to use at nearly all retailers and their customer service is second to none Reviewed on: 9th June 2026

Superb service.

Superb service. Easy to access all clear explained. Handy fo use Reviewed on: 9th June 2026

Helped me out a few times

Paypal credit has helped me out of a few corners I've been stuck in....its very easy and handy when needed Reviewed on: 9th June 2026

Fast, secure, and very easy to use.

Fast, secure, and very easy to use. I’ve had a great experience with PayPal for both online shopping and sending money. Highly recommended Reviewed on: 9th June 2026

Very easy to use

Very easy to use and with PayPal guarantee your money is in safe hands Reviewed on: 9th June 2026

Awful customer service,payments not taken when made

Payments made from my bank are not immediately collected-sometimes taking 2 or 3 weeks meaning a payment that I believe i have made is instead collected at some random time in the future/doesnt even show on my bank as pending giving an inaccurate representation of how much money I have available. Customer service is pretty much non existent-tried the chat to go round in circles for over an hour being "transfered" to multiple different people "who can help" only to have to repeat myself/be asked the same questions despute being advised they would take a minute to read the chat. Then being advised payment can take up to 10 working days (but 20 days already being beyond this). Tried then calling only to be put on hold for the call to then randomly drop before speaking to someone (also for over an hour). Back on chat to raise it as a complaint, advised to end the call and a manager would call back straight away-no one called back(now over a month later), still same issue. Reviewed on: 9th June 2026

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