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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,818 reviews, last reviewed 11th Apr 2026
738800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good never had a problem with them but when i have the polite and very helpful , never judge , and always listen and are very helpful Reviewed on: 11th April 2026
joanne p's avatar
joanne p

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58818)

Great interest rate and easy to use app.

5
Great interest rate and easy to use app. Reviewed on: 25th May 2024
Ellie 's avatar
Ellie

I love the fact they offer 4 months interest free it...

5
I love the fact they offer 4 months interest free it’s great,also easy to use and there is no stress nor hassle. Reviewed on: 25th May 2024
ALASTAIR S's avatar
ALASTAIR S

Love using the 0% deals whenever I can, never had an...

5
Love using the 0% deals whenever I can, never had any issues. Reviewed on: 25th May 2024
Trey's avatar
Trey

Excellent service

5
Excellent service and always there when needed Reviewed on: 25th May 2024
Chris G's avatar
Chris G

Super Support team

5
I have encountered a seller issue who misinformed me and charged me for a service I haven't subscribed. Customer service agents supportive, professional, helpful and assisting me with every step of the refund request Reviewed on: 25th May 2024
Adrian M's avatar
Adrian M

Never have an issue with it.

5
Never have an issue with it. They have great customer service if something goes wrong. Great service. Helps me out when I’m in a jam just before payday Reviewed on: 25th May 2024
Kathryne B's avatar
Kathryne B

Flexible affordable option

5
Love the flexibility of PayPal credit and the ease at repaying it when I want to Reviewed on: 25th May 2024
Em Tyler's avatar
Em Tyler

Very reliable, easy access and good service!

5
Very reliable, easy access and good service! Reviewed on: 25th May 2024
Dpinter's avatar
Dpinter

PayPal credit is a great help to me.

5
PayPal credit is a great help to me. Always there when I need it Reviewed on: 25th May 2024
Maria's avatar
Maria

Always feel safer and every time I spend money and a...

5
Always feel safer and every time I spend money and also feel like I can have better control over my money Reviewed on: 25th May 2024
Helaman Cesario's avatar
Helaman Cesario

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