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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

It’s fine just setting up a direct debit is hard...

4
It’s fine just setting up a direct debit is hard Reviewed on: 9th June 2026
Chloe l's avatar
Chloe l

Having multiple PayPal credit deals on the go can ma...

4
Having multiple PayPal credit deals on the go can make paying off one in particular isn’t very easy, as it’s all one pot, and sometimes you can have longer terms given as promotional offer Reviewed on: 9th June 2026
Robb's avatar
Robb

It helps you get through life atm

5
It helps you get through life atm Reviewed on: 9th June 2026
Mike M's avatar
Mike M

Easy to use and various options of payment.

5
Easy to use and various options of payment. Easy to make repayments and to monitor your account in the app, can repay through setting up a direct debit, also one off payments Reviewed on: 9th June 2026
Jacqueline L's avatar
Jacqueline L

Amazing experience

5
I have had an excellent experience so far with PayPal Reviewed on: 9th June 2026
Lili S's avatar
Lili S

Interest Free credit for 4 month can't complain abou...

5
Interest Free credit for 4 month can't complain about that Reviewed on: 9th June 2026
Daniel Dew's avatar
Daniel Dew

Interest Free credit for 4 month can't complain abou...

5
Interest Free credit for 4 month can't complain about that Reviewed on: 9th June 2026
Daniel Dew's avatar
Daniel Dew

Easy, simple and quick

5
Whenever I use PayPal Credit, it is always simple and quick. I have never had any issues. Reviewed on: 9th June 2026
Jackie Glasgow's avatar
Jackie Glasgow

Paypal is great

5
Fast payments and refunds when necessarily Reviewed on: 9th June 2026
Ileana Dovan's avatar
Ileana Dovan

Excellent card for online shopping and rewards!

5
I have been using the PayPal credit card for a while now and I am extremely satisfied with it. The integration with my PayPal account makes online shopping incredibly fast and secure. The cashback rewards accumulate quickly, and tracking my expenses through the app is very straightforward. As long as you pay off your balance on time to avoid interest, it is a fantastic financial tool. Highly recommended! Reviewed on: 9th June 2026
Steve's avatar
Steve

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