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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,934 reviews, last reviewed 11th Apr 2026
749500% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit works for me My experience has been a positive one from small purchases to a large one off purchase, this helped build credit with paypal, they offer good customer... Read more Reviewed on: 11th April 2026
Davidb's avatar
Davidb

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58934)

PayPal credit is very handy.

5
PayPal credit is very handy. Great service Reviewed on: 25th May 2024
Jonathon P's avatar
Jonathon P

Excellent

5
Good quick transactions, easy to use, very safe Reviewed on: 25th May 2024
Dave 's avatar
Dave

The option is there when I need it, which is great.

5
The option is there when I need it, which is great. Reviewed on: 25th May 2024
KITTY's avatar
KITTY

Fabuleux

5
It’s really amazing to have such a rate and account like this easy to check out I really recommend this app better than all other bank Reviewed on: 25th May 2024
liliana r's avatar
liliana r

Easy access to payment form

5
Love to use paypal and how easy it is to access payment form. Reviewed on: 25th May 2024
Nuno S's avatar
Nuno S

Help me to spread cost of more expensive purchases.

5
Help me to spread cost of more expensive purchases. I’ve used for tables and chairs, European train tickets etc Reviewed on: 25th May 2024
JKD's avatar
JKD

Is good to use helpful flexible Great to have option...

5
Is good to use helpful flexible Great to have options to pay later interest free Reviewed on: 25th May 2024
Sandor B's avatar
Sandor B

Excellent customer service and easy to use

5
Excellent customer service and easy to use Reviewed on: 25th May 2024
Stacey C's avatar
Stacey C

When ever speak to PayPal they take their time so so...

5
When ever speak to PayPal they take their time so sort out the issue. Reviewed on: 25th May 2024
Tracy S's avatar
Tracy S

I use PayPal for everything, they’re great!

5
I use PayPal for everything, they’re great! Reviewed on: 25th May 2024
Keenan W's avatar
Keenan W

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