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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Brilliant service

It is a brilliant service in times of need and emergencies. Can use straight away with no hasses Reviewed on: 9th June 2026

Cant fault it.

Cant fault it... love using PayPal/paypal credit. Makes my life so easy and whenever I've had an issue regarding a faulty item or a refund customer service have been brilliant. Reviewed on: 9th June 2026

Easy to use and never had any issues.

Easy to use and never had any issues. Like the offers of 0% for 4 months on some purchases. Reviewed on: 9th June 2026

Communications .

When having any problems with transactions or refunds PayPal always helps me out and gets the job done. Reviewed on: 9th June 2026

I trust my details are safe when I use paypal.

I trust my details are safe when I use paypal. And that if I dont receive what I bought then I have a guarantee. PayPal have good offers and if u payback the amount u borrow on time then there's no charge. I feel like the charges for standard credit are reasonable. Aslong as you pay it off on time then you're sound. Reviewed on: 9th June 2026

I use PayPal for nearly all transactions online, pay...

I use PayPal for nearly all transactions online, pay in 3 is excellent for the larger purchases and the monthly reminders make me confident of not getting additional charges, all round exceptional service. Reviewed on: 9th June 2026

Amazing service , good rates , easy to use

Amazing service , good rates , easy to use Reviewed on: 9th June 2026

I use PayPal frequently, have rarely encountered any...

I use PayPal frequently, have rarely encountered any hitches, Security wise I trust them. Important to feel confident regarding the provider.. Reviewed on: 9th June 2026

It’s PayPal isn’t it, not much to say really other t...

It’s PayPal isn’t it, not much to say really other than that Reviewed on: 9th June 2026

Easy to do, very accessible, very secure

Easy to do, very accessible, very secure Reviewed on: 9th June 2026

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