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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175073)

Great Service

I only use Paypal to pay for goods these days as I don't feel comfortable using my cards online any more. I have been with them since the first days of Paypal, wouldnt use any other payment form unless Paypal is not offered. Reviewed on: 9th June 2026

Easy to use

Easy to use, good rates. Can add card to electronic wallet too. It's great all round to be honest. Can't fault it at all! Reviewed on: 9th June 2026

Great payment options

Can always use PayPal when it’s time to check out and always offer good service giving you different payment options Reviewed on: 9th June 2026

I use PayPal for the pay in 3 and the credit and it’...

I use PayPal for the pay in 3 and the credit and it’s so easy to use and it can be used with so many different things for example holidays so it’s amazing Reviewed on: 9th June 2026

With PayPal is everything very easy.

With PayPal is everything very easy. I pay with PayPal for everything online and is very safe. I recommend PayPal to all my friends and family Reviewed on: 9th June 2026

I use both PayPal debit and credit.

I use both PayPal debit and credit. Very clear and easy to use. Expecting experience earning points from my debit spending! Reviewed on: 9th June 2026

Easy for online shopping with peace of mind

Easy for online shopping with peace of mind Reviewed on: 9th June 2026

So convenient

Always convenient never need to remember your credit card when buying something online and now with a physical card you have that option to you it in a shop too Reviewed on: 9th June 2026

PayPal Credit has been a convenient and straightforw...

PayPal Credit has been a convenient and straightforward way to spread the cost of larger purchases. The application process was simple, payments are easy to manage, and I’ve had a positive experience using it. Reviewed on: 9th June 2026

Easy to use loads of benefits from using the app

Easy to use loads of benefits from using the app Reviewed on: 9th June 2026

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