Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58989 reviews)

View other PayPal products

4.91

Based on 58,989 reviews, last reviewed 11th Apr 2026

754500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Review I've been using PayPal for many years and and I am 100% happy with the company, great customer service and the money back guarantee is a great help if... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (58989)

my experience with PayPal.

The introduction of the curve card I’m using now makes my experience so worthwhile with PayPal. Reviewed on: 26th May 2024

I’ve been using PayPal since 2013, and 1 thing I love

I’ve been using PayPal since 2013, and 1 thing I absolutely love about PayPal is their Buyer’s Protection service, it gives me a peace of mind and I can shop knowing if anything goes wrong, PayPal has my back! Also over £100 credit spent you could pay over 3 months, (interest free) that is an amazing feature as someone who isn’t fully financially stable yet I can confidently afford the things I want to get knowing I won’t be charged any interest. Reviewed on: 26th May 2024

I love using PayPal credit very convenient to use

I love using PayPal credit very convenient to use Reviewed on: 26th May 2024

Very simple and easy to use, very intuitive app whic...

Very simple and easy to use, very intuitive app which is easy to navigate. Reviewed on: 26th May 2024

I use pay pal more then 10 years and never...

I use pay pal more then 10 years and never have issue Reviewed on: 26th May 2024

Great easy application and simple to use

Great easy application and simple to use Reviewed on: 26th May 2024

Quick and easy to use.

Quick and easy to use. Any problems have been dealt with in a timely and professional manner. It is very reassuring to have a name you can trust in these times of financial insecurity. Reviewed on: 26th May 2024

Simple to use, widely accepted, 0% credit, and very...

Simple to use, widely accepted, 0% credit, and very flexible. Reviewed on: 26th May 2024

Good been with paypal for a good couple years and co...

Good been with paypal for a good couple years and continue to use it till this day Reviewed on: 26th May 2024

PayPal is an excellent online payment service that I...

PayPal is an excellent online payment service that I’ve been using for several years. It offers a user-friendly interface and strong security measures, which give me confidence when making transactions online. The platform is incredibly versatile, allowing me to send money to friends and family, make purchases, and handle business transactions with ease. Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 432 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32910 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub