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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Buyer protection, easy payment plans, interest free...

Buyer protection, easy payment plans, interest free payments, A++++ service overall Reviewed on: 9th June 2026

Simple, easy to use app.

Simple, easy to use app.Quite a few options to use extending interest free credit Reviewed on: 9th June 2026

Since PayPal introduced contactless it has made shop...

Since PayPal introduced contactless it has made shopping with PayPal easier Reviewed on: 9th June 2026

Been with PayPal for a while now, I love the flexibi...

Been with PayPal for a while now, I love the flexibility they offer in terms of credit, they are upfront and clear in their terms and conditions plus I feel like they are very innovative and always listening to the customer wishes Reviewed on: 9th June 2026

The easiest way to buy and pay.

I can't fault PayPal at all . If I've had a problem PayPal have always helped me . Reviewed on: 9th June 2026

PayPal has been an easy way of paying for goods and...

PayPal has been an easy way of paying for goods and services and also for transferring money. It’s been a good experience and I will keep my account. Reviewed on: 9th June 2026

Lovely secure way of paying I love having the option...

Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026

This can help me to manage the incomes and outcomes...

This can help me to manage the incomes and outcomes perfectly. The credit limit able to control that I didn't overspending too much Reviewed on: 9th June 2026

It's so quick and simple.

It's so quick and simple. I choose too use paypal everytime its available. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Excellent app. Good customer service. Highly recommend Reviewed on: 9th June 2026

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