Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 49,930 reviews, last reviewed 1st Jun 2025
1763500% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best experience and all payment went very smoothly w... Best experience and all payment went very smoothly without any disruption. Good for shopping as well Reviewed on: 1st June 2025
Bilal H's avatar
Bilal H

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (49930)

Easy to use.

5
Very fast and efficient way to purchase anything. Also believe that the whole site and purchase cover is secure so always confident with transactions. Reviewed on: 8th July 2022
Gary Harland's avatar
Gary Harland

No brainer!

5
Spread the cost of any purchase over £99 over 4 months interest free! Can’t go wrong! Reviewed on: 8th July 2022
Vanessa's avatar
Vanessa

Quick, easy to use and deals are amazing.

5
Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022
Dom's avatar
Dom

Brilliant company

5
Absolutely love these people and their products love to themxx. Reviewed on: 8th July 2022
Peter Hawkes's avatar
Peter Hawkes

Brilliant way to pay with credit

5
Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022
Hannah W's avatar
Hannah W

Excellent

5
Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022
David's avatar
David

Excellent service

5
Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022
matt mcglen's avatar
matt mcglen

Very easy

5
I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022
S. CARTER's avatar
S. CARTER

Very helpful

5
I use it most of the time and help me a lot Reviewed on: 8th July 2022
boukhelloufsamir@gmail.com's avatar
[email protected]

A must for all PayPal users

5
Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022
Peter Chandler's avatar
Peter Chandler

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill