Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59026 reviews)

View other PayPal products

4.91

Based on 59,026 reviews, last reviewed 11th Apr 2026

758000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Outstanding support for when we need help or assista... Outstanding support for when we need help or assistance. Trustworthy and confidential. Never had any issues or problems with PayPal. PayPal is part of... Read more Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59026)

You can arrange your payments to suit your budget an...

You can arrange your payments to suit your budget and also pay the balance off when you have the funds to do this also it is really good you get the first 3 months interest free. Reviewed on: 26th May 2024

Handy to have facility to pay for things over 4 mont...

Handy to have facility to pay for things over 4 months online. Reviewed on: 26th May 2024

Efficient Service

So far it has been efficient, I have not had a bad experience with Paypal so as of today I can highly recommend it. Reviewed on: 26th May 2024

Excellent experience very happy will tell family and...

Excellent experience very happy will tell family and friends Reviewed on: 26th May 2024

I have always found paypal to be quick if i have had...

I have always found paypal to be quick if i have had any issues re my purchases Reviewed on: 26th May 2024

I have been using PayPal for long and I must say is...

I have been using PayPal for long and I must say is good and very Secure. Reviewed on: 26th May 2024

PayPal Credit life saver

It makes life easier as you can pay it off in 4months. Reviewed on: 26th May 2024

Best for Online purchases

Been using paypal credit over the years now and I've never been let down by how convenient and secure paypal is. I always use this as #1 payment if available Reviewed on: 26th May 2024

All good and easy and there when I need it...

All good and easy and there when I need it Reviewed on: 26th May 2024

Fast and easy

I am glad that always when I had a big purchase, was easy and stress-free to make it with paypall Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32926 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub