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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

App easy to use.

App easy to use. Excellent customer service. Reviewed on: 9th June 2026

Happy very very happy with pay PayPal

Happy very very happy with pay PayPal Reviewed on: 9th June 2026

Quick, easy with plenty of payment options

Quick and easy to use with a great variety of payment options Reviewed on: 9th June 2026

Very easy to use and no issues.

Very easy to use and no issues. Grievances process is very straightforward Reviewed on: 9th June 2026

Very simple and easy to use.

Very simple and easy to use. Providing the credit via an actual Mastercard is great as it means I can use Paypal credit like a normal card and I’m not restricted to how or where I can use it. Reviewed on: 9th June 2026

PayPal credit make me easy online shopping and relia...

PayPal credit make me easy online shopping and reliable payment method Reviewed on: 9th June 2026

Easy to use, quick, no hassle.

Easy to use, quick, no hassle. Money is always immediately available and transferable between accounts with instant reception. Reviewed on: 9th June 2026

Good offers, Good Flexibility. Good Service.

Really good offers, give you the financially flexibility to spend what you want, when you want to. Really good customer service that value good customers. Really happy with customer service and the availability of offers such as Pay in 4 and Pay in 3. Reviewed on: 9th June 2026

Always been there to help short term or long as I us...

Always been there to help short term or long as I use both Reviewed on: 9th June 2026

I have had no issues with PayPal , convenient , aff...

I have had no issues with PayPal , convenient , affordable and straightforward. Reviewed on: 9th June 2026

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