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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174540)

I find PayPal to be reliable & steadfast.

5
I find PayPal to be reliable & steadfast. When ever I make a purchase I mostly use PayPal as they give an added security to my purchases & I feel safe using it. Reviewed on: 9th June 2026

Always helpful specially four months for 0 %

5
Always helpful specially four months for 0 % Reviewed on: 9th June 2026

Super Quick Service

5
In had a query about a payment I didn’t recognised and I was reimbursed in two days Reviewed on: 9th June 2026

I feel safer when using PayPal to purchase items and...

5
I feel safer when using PayPal to purchase items and sending money to people Reviewed on: 9th June 2026

Really easy user friendly.

5
Really easy user friendly. Didn’t know PayPal offered this service Reviewed on: 9th June 2026

drawbacks. Be honest

5
Very easy to use and safe I am using PayPal last 10 year recently I apply pay pal debit card aswell Reviewed on: 9th June 2026

Bla Bla Bla

5
Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Bla Reviewed on: 9th June 2026

Best insurance when purchase go wrong

5
I discover paypal through ebay and has been great specially with the insurance they offer when things go wrong. They back up and your money is safe. Reviewed on: 9th June 2026

Secured and dependable

5
So helpful specially to not so young users like me. I feel secured using this site. Dependable at all times. Good customer service. Reviewed on: 9th June 2026

Been a customer for many years now and would recomme...

4
Been a customer for many years now and would recommend to mu friends. Reviewed on: 9th June 2026

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