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PayPal: PayPal Credit reviews

4.91
Based on 49,878 reviews, last reviewed 1st Jun 2025
1758500% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience with PayPal. Always had a good experience with PayPal. Numerous options to spread the cost of purchases Reviewed on: 1st June 2025
Teresa B's avatar
Teresa B

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (49878)

That is help to buy and pay later

5
I have very happy because I have paypal credit Reviewed on: 8th July 2022

Credit

5
I love to shop with paypal credit.. Reviewed on: 8th July 2022

Biya

5
Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022

PayPal is the best way for your payment

5
The best way to make my payment online. Reviewed on: 8th July 2022

Purchases are even more convenient

5
I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022

What can I say!

5
I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022

I like it

5
it’s helping me too much. I am really happy to using this Reviewed on: 8th July 2022

PayPal Credit is simple and easy

5
If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022

Best deal

5
I use the PayPal credit for 3 years now, it never let me down. I'm absolutely satisfied and happy to have it Reviewed on: 8th July 2022

Convenient and easy to use

5
I always use PayPal credit when it is available. The interest free period is very generous and also the protection of PayPal is smth you cannot go wrong with! Reviewed on: 8th July 2022

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