Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,063 reviews, last reviewed 11th Apr 2026
761200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me understand about a purchase I had a issue with a purchase and you help me understand what had happened Reviewed on: 11th April 2026
S w's avatar
S w

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026
Omar S's avatar
Omar S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59063)

It’s easy to use and can use it for most...

5
It’s easy to use and can use it for most web sites Reviewed on: 26th May 2024
Tracy l's avatar
Tracy l

Happy customer.

5
Good deals on lots of sites through pay pal and good interest rates. . Reviewed on: 26th May 2024
Alastair h's avatar
Alastair h

Really easy to use and a great 0% offer.

5
Really easy to use and a great 0% offer. The reason I wouldn't 10/10 recommend is because I don't think everyone has the means to responsibly manage credit, but for those who do, it is a great service. Reviewed on: 26th May 2024
Hope's avatar
Hope

Amazing Exellent

5
I always use PayPal for peace of mind, the pay in 3 is brilliant for helping to spread the cost over 3 months, really great customer service. Reviewed on: 26th May 2024
Ash's avatar
Ash

Excellent service !

4
Excellent service ! Always attentive and with more security for the account. Reviewed on: 26th May 2024
K G's avatar
K G

Applying for paypal credit was easy!

5
Applying for paypal credit was easy! And less hassles! Reviewed on: 26th May 2024
JEN's avatar
JEN

Very good customer service.always there to help

5
Very good customer service.Always accurate and helpful Reviewed on: 26th May 2024
Bola k's avatar
Bola k

I claimed for a missing order and got my money back...

5
I claimed for a missing order and got my money back very quickly. Reviewed on: 26th May 2024
Sarah Meza's avatar
Sarah Meza

Iv used PayPal for several months very good customer...

5
Iv used PayPal for several months very good customer service Reviewed on: 26th May 2024
Zahid 's avatar
Zahid

Very Useful

5
Paypal is very useful as an everyday tool and Paypal Credit is handy for emergencies. I have never had any issues with Paypal and have used for purchases and transferring money to family quickly. They helped with issues Ive had with purchases in the past. Reviewed on: 26th May 2024
Gillian Shelton 's avatar
Gillian Shelton

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill