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PayPal: PayPal Credit reviews

4.91
Based on 49,634 reviews, last reviewed 31st May 2025
1735700% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use. Always easy to use. Very quick and widely accepted Reviewed on: 31st May 2025
M J's avatar
M J

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49634)

Review of the PayPal, PayPal Credit:

I love using PayPal credit and 3 months payment plan...

5
I love using PayPal credit and 3 months payment plan it easy use and help with my bills Reviewed on: 27th May 2025

Always easy to use.

5
Always easy to use. Very quick and widely accepted Reviewed on: 31st May 2025

Life saver

5
Convenient for online shoppers who already use PayPal month interest-free offer on larger purchases No need for a physical card Can help manage cash flow for big purchases Easy to apply if you have a PayPal account Reviewed on: 31st May 2025

Easy to use. Safe & Secure

5
Easy to use. Love the pay in 3 option I feel safer using PayPal and use it whenever possible. Reviewed on: 31st May 2025

Very convenient and good quality of service

5
Very updated with terms and conditions, monthly statement. Very good flexibility with payments Reviewed on: 31st May 2025

I like and enjoy using PayPal

5
I like and enjoy using PayPal because it is safe and reliable Reviewed on: 31st May 2025

I’ve had a positive experience using PayPal Credit.

5
I’ve had a positive experience using PayPal Credit. It’s a convenient option for making purchases, especially online, and the integration with my PayPal account makes transactions seamless. One of the best features is the promotional financing — for example, no interest if paid in full within 6 months on purchases over a certain amount. This gives me flexibility and helps with budgeting for larger expenses. Reviewed on: 31st May 2025

Great options to pay flexible zero interest.

5
Great options to pay flexible zero interest. Easy to use app. Safe way to pay on multiple sites. Reviewed on: 31st May 2025

Clear and concise

5
Always had prompt responses to any queries. Payments are quick and easy to make and repayment terms are clear and easy to understand Reviewed on: 31st May 2025

Highly recommended

5
Good when you're in need of credit, quick and simple. Reviewed on: 31st May 2025

Everything is good.

5
Everything is good. Money whenever you need it. Reviewed on: 31st May 2025

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