Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49576 reviews)

View other PayPal products

4.91

Based on 49,576 reviews, last reviewed 30th May 2025

1730400% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love PayPal credit as very handy Love PayPal credit, as very handy to have, as helps with paying for things and for building credit up.. it's very handy and easy to use and always han... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

Dissatisfied with PayPal I can’t print out my statements easily . I can’t contact a human advisor easily . I entered a dispute and their procedure for reporting it was arduous... Read more Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49576)

Review of the PayPal, PayPal Credit:

Paypal credit is just amazing

PayPal credit's awesome! Their credit limit is a lifesaver for budgeting, and there are zero hidden fees. Reviewed on: 28th May 2025

Love PayPal credit as very handy

Love PayPal credit, as very handy to have, as helps with paying for things and for building credit up.. it's very handy and easy to use and always handy to have. Reviewed on: 30th May 2025

PayPal credit’s superpower is how easy it is to use,...

PayPal credit’s superpower is how easy it is to use, it links in with retail checkouts and you can keep track of your account so easily on the easiest financial app too use. Reviewed on: 30th May 2025

Pay pal is just different.

Pay pal is just different. It is a bank of the future Reviewed on: 30th May 2025

Paypal UX

Great customer service and easy to use Reviewed on: 30th May 2025

I find PayPal very good buying good on line...

I find PayPal very good buying good on line Reviewed on: 30th May 2025

Easy to use interface, easy to understand repayments

Easy to use interface, easy to understand repayments and schedule with no hidden unwanted surprises. Overall great experience using paypal credit over the last year, and i have already recommended friends and family to paypal credit and I have only heard good things from them about their experience too. Reviewed on: 30th May 2025

to be honest i've never had any issues therefore can...

to be honest i've never had any issues therefore can onlt comment in a positive manner Reviewed on: 30th May 2025

Easy to use and feels secure.

Easy to use and feels secure. Will continue to use. Good that there are no fees Reviewed on: 30th May 2025

Safe to use and easy to settle bills

Safe to use and easy to settle bills Reviewed on: 30th May 2025

Problems solved

Any problems raised with PayPal have always been dealt with quickly & without any fuss. Reviewed on: 30th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.48 from 24 reviews
Credit Card
from Zable 4.94 from 28040 reviews
Freedom Rewards Credit Card
from Barclaycard 3.89 from 60 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub