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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50390 reviews)

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4.91

Based on 50,390 reviews, last reviewed 6th Jun 2025

1805100% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They are always prompt to resolve any issues. They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment int... Read more Reviewed on: 6th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50390)

Review of the PayPal, PayPal Credit:

"Using PayPal Credit has made my online shopping exp...

"Using PayPal Credit has made my online shopping experience much smoother. The application process was straightforward, and the instant decision was a big plus. I especially like the flexibility of the '0% interest for 4 months' offer, which has helped me manage larger purchases without stress. The app is easy to use, and the payment reminders are helpful in staying on top of my balance. I feel more in control of my finances thanks to PayPal Credit. Highly recommend for anyone looking for a flexible and reliable credit option!" Reviewed on: 28th May 2025

They are always prompt to resolve any issues.

They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025

Easy, and safe

Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025

Great and fast.

Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025

PayPal go above and beyond when it comes to assistin...

PayPal go above and beyond when it comes to assisting with issues. Their customer service advisors are knowledgeable and professional and always treat their customers with respect. Easy to contact and obtain always the best solution for both consumer and business. Reviewed on: 6th June 2025

Trust worthy

Good service and easy to use options. Reviewed on: 5th June 2025

I often use the 4 months interest free option.

I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025

PayPal Credit is a very useful feature

PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

I am happy about the paypal credit and online paymen...

I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

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