Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,208 reviews, last reviewed 3rd Jun 2025
1788400% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, never had any issues. Excellent service, never had any issues. Reviewed on: 3rd June 2025
John Whittingham's avatar
John Whittingham

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025
Muna A's avatar
Muna A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50208)

Review of the PayPal, PayPal Credit:

Easy to use easy

5
Easy to use gives great opportunities to be able to spread large payments over eg 4 months rather than sticking on a credit card. Reviewed on: 31st May 2025

Excellent service, never had any issues.

5
Excellent service, never had any issues. Reviewed on: 3rd June 2025

Really relaxed and easy PayPal app

5
Really relaxed and easy interaction via the PayPal app Reviewed on: 3rd June 2025

I have had bad credit and PayPal have given me a cha...

5
I have had bad credit and PayPal have given me a chance. Reviewed on: 3rd June 2025

Been s customer since the beginning,

5
Been s customer since the beginning, as used to run an ebay business in the early days, always good support. Now just a personal customer & still using them Reviewed on: 3rd June 2025

Excellent trustworthy service

5
Excellent trustworthy service I use PayPal to pay for all purchases Reviewed on: 3rd June 2025

Paypal review

4
Using PayPal credit has really helped me to save and manage my money when my money has been low. It’s really easy to navigate through PayPal to send and receive money. The transaction through PayPal are very quick and effective. Reviewed on: 3rd June 2025

I find it very manageable especially the 4 months in...

5
I find it very manageable especially the 4 months interest free on large items and the reminder of when the 4 months is coming to an end Reviewed on: 3rd June 2025

overall an excellent and safe service to use regardi...

5
overall an excellent and safe service to use regarding paying online Reviewed on: 3rd June 2025

Honestly, I have never had a problems since I have b...

5
Honestly, I have never had a problems since I have been using PayPal. PayPal helped me a lot than credit cards and their rate is affordable. More importantly they quickly answered to complaints such as unexpected and unknown transactions. Reviewed on: 3rd June 2025

Lovely experience with PayPal.

5
Lovely experience with PayPal. Smooth transactions. Safe and secure Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products