Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50243 reviews)

View other PayPal products

4.91

Based on 50,243 reviews, last reviewed 3rd Jun 2025

1791300% increase in 5 star reviews

in the past 90 days

1433% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

it great easy to use - easy to check balance and eas... it great easy to use - easy to check balance and easy to check it all Reviewed on: 3rd June 2025

Latest lowest rating:

1

Bad company Predatory practices, unreachable customer service. The best way to contact customer service is to simply not pay, they will harass you with numerous c... Read more Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50243)

Review of the PayPal, PayPal Credit:

PayPal are really good and reliable

PayPal are really good and reliable Reviewed on: 31st May 2025

it great easy to use - easy to check balance and eas...

it great easy to use - easy to check balance and easy to check it all Reviewed on: 3rd June 2025

so easy to use and quick and fast when paying for so...

so easy to use and quick and fast when paying for something. Reviewed on: 3rd June 2025

Helps on occasion

Pretty straightforward to use. Helpful on occasions to use Amex on stores which wouldn't otherwise accept it Reviewed on: 3rd June 2025

Great Customer Service

I had an issue with a payment that was made via Paypal, contacted them and they had sorted it all out within two hours. I love having the pay in 3 option to buy items that we want. Its easier to spread the cost as everything is so expensive nowadays. Reviewed on: 3rd June 2025

Shopping with PayPal.

Hi. Been PayPal customer for over 10 years and will be for a long time to come hopefully. PayPal, a Professional Organisation all round. Happy Shopping, Happy Customers. Thanks. Reviewed on: 3rd June 2025

Use occasionally for booking holidays & expansive items

Use occasionally for booking holidays & expansive items that can be cleared within 4 months no interest perfect Reviewed on: 3rd June 2025

I have always found PayPal easy to use.

I have always found PayPal easy to use. They are also very efficient in resolving disputes and/or queries. Reviewed on: 3rd June 2025

Having used it at various different levels it's alw...

Having used it at various different levels it's always been easy to use and simple to manage Reviewed on: 3rd June 2025

I always use Paypal when I can especially the take 3...

I always use Paypal when I can especially the take 3 payments and also the credit facilities I just think its so easy to use and safe plus the people who accept Paypal also are trustworthy people to deal with. Reviewed on: 3rd June 2025

A really useful method of payment

Really useful and helpful to spread the cost of purchases. Easy to use. Reminders of interest costs and when particular plans are coming to an end. Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from 118 118 Money 4.84 from 1100 reviews
Flexicard
from Halifax 4.57 from 5 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.55 from 179 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub