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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50598 reviews)

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4.91

Based on 50,598 reviews, last reviewed 11th Jun 2025

1823600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good in general, I’m strongly recommending PayPa... All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50598)

Review of the PayPal, PayPal Credit:

Hassle free and makes purchase costs manageable.

Hassle free and makes purchase costs manageable. The interest free element makes it affordable. Reviewed on: 1st June 2025

All good in general, I’m strongly recommending PayPa...

All good in general, I’m strongly recommending PayPal for everyone Reviewed on: 11th June 2025

Convenient and Easy to Use, but Watch the Interest

I’ve used PayPal Credit for book flight tickets purchases over the past year. The application process was quick and approval was instant. I particularly like the 0% interest on purchases over a certain amount if paid within the promotional period — it’s a helpful budgeting tool. The integration with my PayPal account is seamless, and I receive clear monthly statements. However, the interest rates after the promotional period are quite high, so it’s essential to pay off the balance in time. Overall, a convenient option if managed carefully Reviewed on: 11th June 2025

Nice easy to use service

Really easy to use and the pay in 3 feature is an excellent addition Reviewed on: 11th June 2025

I use PayPal credit all the time, the 0% four month...

I use PayPal credit all the time, the 0% four month offer on purchases is really useful. Reviewed on: 11th June 2025

Easy free way to spread cost

4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

Paypal is where i started collecting koney before i...

Paypal is where i started collecting koney before i got a bank account Reviewed on: 11th June 2025

Great customer service and excellent service

I've been using PayPal Credit for quite a while and I can say the service is excellent. Customer service team is very responsive if you have any questions and doubts, it's easy to navigate on the website and app too. Reviewed on: 11th June 2025

I think PayPal is a great accessible secure platform...

I think PayPal is a great accessible secure platform for handling transactions online. Reviewed on: 11th June 2025

Absolutely brilliant recommend it to anyone quick an...

Absolutely brilliant recommend it to anyone quick and so easy to use Reviewed on: 11th June 2025

I love the flexibility of it all!

I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025

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