Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,590 reviews, last reviewed 24th Apr 2026
3117800% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loved it. Loved it. Great experience! Recommend to anyone! Reviewed on: 24th April 2026
Hanna's avatar
Hanna

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84590)

Very easy straightforward process, all information v...

5
Very easy straightforward process, all information very clear and up to date Reviewed on: 26th May 2025

So easy to use, convenient and very helpful.

5
So easy to use, convenient and very helpful. Unlike others PayPal has many options of instalments. Customer service is very professional and helpful Reviewed on: 26th May 2025

Alternative to cash

5
PayPal credit is very good for me, it helped me to make purchase in way that I wouldn't be able to, if I haven't had PayPal account. I would recommend it to anyone. Reviewed on: 26th May 2025

IPayPal credit: easy and affordable

5
I've found PayPal credit very useful, especially their pay in 3, which comes in handy for spreading the cost of a purchase without paying any interest. Although this isn't unique to PayPal it's a great option from such a well known and trusted provider. Also as a PayPal customer for other services the application was simple ans easy. Reviewed on: 26th May 2025

EASY TO USE

5
EASY TO USE FRIENDLY AND I FEEL I AM IN CONTROL Reviewed on: 26th May 2025

PayPal A**

5
I use PayPal as much as I possibly can, I trust it and it’s so flexible. It’s reliable and I can practically use it on most things online. Reviewed on: 26th May 2025

No issues, no problem.

5
No issues, no problem. Trust worthy company and feel secure using them Reviewed on: 26th May 2025

I started using PayPal over 16 years ago and it’s be...

5
I started using PayPal over 16 years ago and it’s been great Reviewed on: 26th May 2025

i have really really bad experiences either with pay...

2
i have really really bad experiences either with paypal personel itself or paypal business.Especially Paypal business , using and auto funding paypal business debit card is nightmare. And why paypal doesnt offer any personal debit card , this is so weird Reviewed on: 26th May 2025

Always positive.

5
Always positive. Great if any issues occur and solve problems quickly Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review