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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181027 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181027)

Almost all of my online purchases are made through P...

Almost all of my online purchases are made through PayPal as generally the purchase is safe. If I have had problems with a company PayPal have refunded my money in 99% of cases. Reviewed on: 9th June 2026

Convenient, Flexible, but Best Used Responsibly

My experience with PayPal Credit has been positive overall. It is convenient for spreading the cost of purchases and the application process was straightforward. Managing payments through the PayPal app is easy, and the promotional interest-free periods can be helpful when used responsibly. As with any credit product, it is important to understand the terms and make payments on time to avoid interest charges. Reviewed on: 9th June 2026

always helpful and when a problem arises excellent s...

always helpful and when a problem arises excellent service available Reviewed on: 9th June 2026

I like everything about the service.

I like everything about the service. It's simple, fast and seamless. Reviewed on: 9th June 2026

Notifications for payments come too early and then I...

Notifications for payments come too early and then Iv had the late payment fee. It feels deliberate Reviewed on: 9th June 2026

I’ve had a really good experience with paypal custom...

I’ve had a really good experience with paypal customer service team. they were super friendly on the phone when i needed their help adding my paypal card to my apple pay so i could go out and shop. took a 10 min phone call with them asking some questions to confirm my identity and that was all! Reviewed on: 9th June 2026

Good to b with PayPal

Av bean way PayPal for years the best Thomas boyle Reviewed on: 9th June 2026

Excellent service and always helpful

PayPal is an excellent service and always helpful Reviewed on: 9th June 2026

Quick and easy to use and excellent support options

Quick and easy to use and excellent support options Reviewed on: 9th June 2026

Been really helpful when needed.

Been really helpful when needed. Sometimes a bit of hassle when trying to get something cancelled. Would still recommend Reviewed on: 9th June 2026

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