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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal for everything

I've had numerous problems with buying on line, also some hicups with my account, every time the staff have been very helpful and understanding, everything has always been successfully corrected or refunded. Very pleased with PayPal and feel safe to have my PayPal account Reviewed on: 9th June 2026

I love the protection that PayPal provides.

I love the protection that PayPal provides. I have only needed customer support on a couple of occasions but each time customer services have been extremely helpful and efficient. Using PayPal for transactions gives me peace of mind Reviewed on: 9th June 2026

Good for secure buying.

Good for secure buying. And accepted at most places Reviewed on: 9th June 2026

Easy to deal with, efficient and helpful

Easy to deal with, efficient and helpful Reviewed on: 9th June 2026

Good value for money

Always had good experience while using PayPal. customer service are already responsive and reliable in regarding to rectifying payment issues. Reviewed on: 9th June 2026

Excellent credit card

Great for managing spending and spreading payments overtime Reviewed on: 9th June 2026

Excellent

Easy to apply. And easy yo manage accounts. Reviewed on: 9th June 2026

Very easy to navigate.

Very easy to navigate. No issues , great customer service. Reviewed on: 9th June 2026

Best options

All options are appropriate for use depending on requirements l, direct payment , pay in three or 4 months interest free Reviewed on: 9th June 2026

PayPal is a good choice and smart in the modern day.

PayPal is a good choice and smart in the modern day. Nothing but good from this company Reviewed on: 9th June 2026

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