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PayPal: PayPal Credit reviews

4.90
Based on 84,672 reviews, last reviewed 24th Apr 2026
3125200% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Ease of use, friendly service, great interest rates Reviewed on: 24th April 2026
Jon's avatar
Jon

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84672)

Great offers and incentives, great customer service

5
Great offers and incentives, great customer service and very simple. Would mean a lot to win as a student! Reviewed on: 26th May 2025

Easy to use and buy items from Ebay to screwfix

5
Easy to use and buy items from Ebay to screwfix Reviewed on: 26th May 2025

I love PayPal.

5
I love PayPal. It is the best. Great way of paying for purchases. Reviewed on: 26th May 2025

It has been great support , I like using PayPal in a...

5
It has been great support , I like using PayPal in all my shopping Reviewed on: 26th May 2025

A true pay pall

5
I've been using PayPal for years and I never had any issues, paying for products, paying in 3 or with PayPal credit everything went always through without any hassle Reviewed on: 26th May 2025

Flexibility when needed.

5
Freedom to pay overtime giving flexibility when needed. Significant time to pay and good communication explaining terms Reviewed on: 26th May 2025

Simple service without jumping through hoops

5
I enjoy purchasing using PayPal finance products as it is a straightforward, low hassle way of paying and spreading the cost of retail goods and services. Reviewed on: 26th May 2025

Easy to use , flexible and I can pay...

4
Easy to use , flexible and I can pay in my own time Reviewed on: 26th May 2025

Easy to use and if there is any problems they sort i...

5
Easy to use and if there is any problems they sort it out very quickly Reviewed on: 26th May 2025

Instalment plans at your fingertips, with no interest!

5
It's really useful to have a service that readily and easily can be used to pay for bigger purchases over time, interest free. It's also great when they tie in with retailers to offer 0% interest over longer periods. Reviewed on: 26th May 2025

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