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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Awful customer service but easy and handy app..

Customer service is the most appalling out of any bank i have ever experienced. Multiple times i voice my concerns abd worries and am never given any support. In comparison to all other finance conoanies paypal customer service is the worst. But using paypal itself is really time savice and a easy way to send and receive money and pay when you dobt have card at hand. Reviewed on: 9th June 2026

very clear and easy to understand

very clear and easy to understand which makes it easy to know where your money is. Helpful and recognised everywhere now and i prefer to use it if i am buying something online as i feel its safer. Reviewed on: 9th June 2026

Easy pay pal to apply easy to use and set up.

Easy to apply easy to use and set up. Notification when payment due Reviewed on: 9th June 2026

Easy to use and gives me buyer protection which help...

Easy to use and gives me buyer protection which helps with peace of mind Reviewed on: 9th June 2026

The oppertunity to pay with 4 months interest free c...

The oppertunity to pay with 4 months interest free credit was a godsend during these tough times. Took a lot of worry out of having a much needed washing machine without being hammered on interest charges Reviewed on: 9th June 2026

Always convenient and a trusted way of paying.

Always convenient and a trusted way of paying. Always straightforward and peace of mind trading. Reviewed on: 9th June 2026

I love Paypal recommended to everyone to use it.

I love Paypal recommended to everyone to use it. It’s very simple and enjoyable. Reviewed on: 9th June 2026

I find PayPal a quick and easy process.

I find PayPal a quick and easy process. Reviewed on: 9th June 2026

It is fast free & protected & great when i need to s...

It is fast free & protected & great when i need to spead out the payments Reviewed on: 9th June 2026

App easy to use, good to know I can pay interest fre...

App easy to use, good to know I can pay interest free over 4 months. Reviewed on: 9th June 2026

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