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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,734 reviews, last reviewed 25th Apr 2026
3130900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for many years and it’s been... I’ve been using PayPal for many years and it’s been great, a smashing 10/10 Reviewed on: 25th April 2026
M A's avatar
M A

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84734)

Always a fantastic service with PayPal credit, gives...

5
Always a fantastic service with PayPal credit, gives me a chance to buy things that usually might be too expensive over one payment, but spreading the cost make this much more affordable Reviewed on: 26th May 2025
Tony M's avatar
Tony M

I enjoying using PayPal

5
I enjoying using PayPal as if I have a problem with an order the service they provide is amazing Reviewed on: 26th May 2025
Carol's avatar
Carol

I love the pay in 3 option.

5
I love the pay in 3 option. It just makes purchases that little bit easier on the bank balance. Reviewed on: 26th May 2025
Simon M's avatar
Simon M

Always outstanding there when needed

5
Always outstanding there when needed Reviewed on: 26th May 2025
Stephen W's avatar
Stephen W

trustworthy

5
Trustworthy & very convenient way to pay especially online purchases with buyer protection program. Reviewed on: 26th May 2025
Tikky's avatar
Tikky

No problems

5
This is an excellent service to buy goods and budget your payments Reviewed on: 26th May 2025
Malcolm F's avatar
Malcolm F

Safe Secure Speedy

5
Safe….Secure…..Speedy…. Nothing more to say….. Reviewed on: 26th May 2025
SB 's avatar
SB

Very secure and extremely convenient when shopping o...

5
Very secure and extremely convenient when shopping online. Excellent way to spread spreading 0% and the app is very user friendly. Support is also very easy to use. Cards are easily edited and it’s really easy to see when you have a payment due. Reviewed on: 26th May 2025
Emily F's avatar
Emily F

PayPal makes life easy!

5
The credit limit has increased since I started using it first time built on PayPal trusting customers and customers using the service appropriately. Online service is simple and easy to follow, I have few bank accounts and PayPal app is the best (simple and practical). Customer service is great! Every time I need to ask a question, telephone and online service are available and very efficient and convenient. The 4 month interest free option has helped a lot and I can’t think PayPal enough for this. To be honest, I tried finding something to criticise PayPal but couldn’t!! Reviewed on: 26th May 2025
Mo Ali's avatar
Mo Ali

Pretty easy to use but not the cheapest

5
Pretty easy to use but not the cheapest Reviewed on: 26th May 2025
Bobby I's avatar
Bobby I

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