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PayPal: PayPal Credit reviews

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4.90
Based on 84,776 reviews, last reviewed 25th Apr 2026
3134500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good good good Very good very good very good Very good very good very good Very good very good very good Very good very good very good Reviewed on: 25th April 2026
Alahmed's avatar
Alahmed

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84776)

PayPal services

5
I use PayPal all the time to buy, send money such a great way to pay with confidence, it’s so easy to set up and use, very helpful customer service Reviewed on: 26th May 2025
Tracy m's avatar
Tracy m

Amazing Paypal credit with 4 months repay it’s great...

5
Amazing Paypal credit with 4 months repay it’s great and helpful Reviewed on: 26th May 2025
Mathew dias's avatar
Mathew dias

Great to use never any problems use PayPal for nearl...

5
Great to use never any problems use PayPal for nearly everything Reviewed on: 26th May 2025
Margaret Miller's avatar
Margaret Miller

Accessing opportunities at an affordable rate

5
PayPal credit has been a useful service allowing me to uptake opportunities when needed and repaying in a reasonable manner Reviewed on: 26th May 2025
Laura's avatar
Laura

Easy availability of fund and process very smooth

5
Easy availability of fund and process very smooth Reviewed on: 26th May 2025
Adeyinka Gbenjo's avatar
Adeyinka Gbenjo

Excellent and secure way to make shopping

5
It’s a great platform to use for online shopping save and secure Reviewed on: 26th May 2025
Mehraban N's avatar
Mehraban N

I’ve always found PayPal particularly straightforwar...

5
I’ve always found PayPal particularly straightforward to use but they still continue to update and improve their services even further. Reviewed on: 26th May 2025
Andrew A's avatar
Andrew A

The Best Support Systems Ever Built For People Thank...

5
The Best Support Systems Ever Built For People Thanks so much! Reviewed on: 26th May 2025
Peter M's avatar
Peter M

Convenient and user friendly credit option

5
PayPal Credit has a seamless way of making transactions easy. They operate a user-friendly platform that integrates well with online purchases. The approval process is straightforward, and the interest-free period is a great incentive for managing short-term spending. Customer support is responsive, and payments are easy to track and manage through the app. Overall, it's a convenient option for anyone looking to finance purchases responsibly. Reviewed on: 26th May 2025
EA's avatar
EA

PayPal has played a pivotal in my business's growth

5
PayPal has played a pivotal role in accelerating the growth of my business. As a retail finance provider, they go beyond basic payment solutions—offering a robust, fully integrated financial ecosystem that supports both merchants and customers. The standout feature has been PayPal Credit. By enabling flexible financing at the point of sale, PayPal Credit empowers customers to make purchases they might otherwise delay or forego. This has directly increased my conversion rates and average order value. It’s a powerful tool for customer acquisition and retention, and I’ve seen measurable growth since integrating it into my checkout process. Beyond financing, PayPal’s core payment platform is exceptional. Every transaction is fast, secure, and backed by guaranteed settlement—minimizing risk and ensuring consistent cash flow. The user-friendly dashboard makes it easy to track payments, reconcile orders, and manage disputes efficiently. In a fast-moving retail environment, these features are not just conveniences—they’re competitive advantages. PayPal has transformed the way I run my business, turning complex financial processes into seamless, scalable systems. Reviewed on: 26th May 2025
Mark S's avatar
Mark S

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