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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit is a fantastic flexible and affordable...

PayPal credit is a fantastic flexible and affordable way to pay for things Reviewed on: 9th June 2026

Excellent Customer Service and Secure Payments

I’ve had an excellent experience with PayPal Credit. The customer service has always been helpful and responsive whenever I’ve needed assistance. I also appreciate how secure and convenient it is when making purchases online. The account is easy to manage, payments are straightforward, and it gives me extra flexibility when buying larger items. Overall, PayPal Credit has been reliable, easy to use, and a service I trust. Reviewed on: 9th June 2026

Convenient when buying more expensive items.

I use PayPal credit whenever I make a more expensive purchase as it gives me the freedom to pay in small instalments or to pay later, giving me the choice of paying anytime in that deferred period. I find it very easy to use and the customer service is excellent. Reviewed on: 9th June 2026

I love paypal

I use PayPal for practically most payments I make. I love the reward system too. So easy to use and even better now I have an actual card as I can use it on amazon. If I spend over £99 I have 4 months to pay. Reviewed on: 9th June 2026

Flexible payments methods and feel protected

Sometimes you have to wait a little bit for a response. For example when querying/contesting a charge, but this is the same for all credit providers. I like that there’s flexible ways to pay and easily to buy online and feel protected. Reviewed on: 9th June 2026

I use paypal for all my purchases online when i can...

I use paypal for all my purchases online when i can as i feel safer using this service Reviewed on: 9th June 2026

Being given the option to pay in full, in 3 or credi...

Being given the option to pay in full, in 3 or credit for any unforeseen circumstances is ideal Reviewed on: 9th June 2026

PayPal...online

Great to use online nice and easy any problem PayPal fight for you Reviewed on: 9th June 2026

EXCELLENT & super

It is very friendly, I love it .it is too smart app service PayPal doing Reviewed on: 9th June 2026

Well worth trying

When ive had issues they have been quickly resolved Reviewed on: 9th June 2026

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