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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,789 reviews, last reviewed 25th Apr 2026
3135700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’m so happy with them. I’m so happy with them. Always I have money when I need it. Reviewed on: 25th April 2026
Borislava P's avatar
Borislava P

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84789)

Ditch your credit cards and use Paypal!

5
I have used paypal credit several times for holidays and most recently used their pay in three service. Paypal app is excellent in showing the status and interest rate seems reasonable Reviewed on: 26th May 2025
Martin S's avatar
Martin S

PayPal Credit

4
Good experience - quick and easy to follow the process. There is customer service provided online and over the phone for more complicated questions Reviewed on: 26th May 2025
Ian P's avatar
Ian P

PayPal is a great way to make quick payments..

5
PayPal is a great way to make quick payments for all sorts of things and PayPal credit is really handy for making urgent payments when ready cash is in short supply. Reviewed on: 26th May 2025
Ade Smith's avatar
Ade Smith

PayPal services

5
I use PayPal all the time to buy, send money such a great way to pay with confidence, it’s so easy to set up and use, very helpful customer service Reviewed on: 26th May 2025
Tracy m's avatar
Tracy m

Amazing Paypal credit with 4 months repay it’s great...

5
Amazing Paypal credit with 4 months repay it’s great and helpful Reviewed on: 26th May 2025
Mathew dias's avatar
Mathew dias

Great to use never any problems use PayPal for nearl...

5
Great to use never any problems use PayPal for nearly everything Reviewed on: 26th May 2025
Margaret Miller's avatar
Margaret Miller

Accessing opportunities at an affordable rate

5
PayPal credit has been a useful service allowing me to uptake opportunities when needed and repaying in a reasonable manner Reviewed on: 26th May 2025
Laura's avatar
Laura

Easy availability of fund and process very smooth

5
Easy availability of fund and process very smooth Reviewed on: 26th May 2025
Adeyinka Gbenjo's avatar
Adeyinka Gbenjo

Excellent and secure way to make shopping

5
It’s a great platform to use for online shopping save and secure Reviewed on: 26th May 2025
Mehraban N's avatar
Mehraban N

I’ve always found PayPal particularly straightforwar...

5
I’ve always found PayPal particularly straightforward to use but they still continue to update and improve their services even further. Reviewed on: 26th May 2025
Andrew A's avatar
Andrew A

Review PayPal: PayPal Credit now

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