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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

PayPal is my go to for everything!

PayPal is my go to - so easy to use and means that I can use all of my payment methods wherever i go or shop and now even better if theres something i need to put on my credit account i can do so now with apple pay/the paypal credit card. Paypal has to be one of the best payment providers out there and everything is just so straight forward with them. Reviewed on: 9th June 2026

PayPal is great secure way to pay for purchases and...

PayPal is great secure way to pay for purchases and the PayPal platform is very easy to use. Great customer service also. Been using PayPal for years now without any problems. Reviewed on: 9th June 2026

Everything was straight forward, no confusing second...

Everything was straight forward, no confusing secondary or pushy messages. All in all a very happy experience. Reviewed on: 9th June 2026

Perfect if you want to spread your cost

Very easy to use and I love the interest free for 4 months. The person that dealt with my issue solved it without any hassle. Perfect if you want to spread the cost. Reviewed on: 9th June 2026

I have been delighted with PayPal Credit,

I have been delighted with PayPal Credit, I find it very easy to use and to understand. Reviewed on: 9th June 2026

Paypal easy to organize credit

I find Paypal easy to organize credit for the larger purchases, it only takes a few minutes, or less. Payment is by standing order, so no missed bills and no charges for missed payments, brilliant!! Reviewed on: 9th June 2026

Smooth, flexible and great for budgeting

PayPal Credit has been a great tool for spreading the cost of purchases without any hassle. I like how transparent the statements are and how easy it is to manage payments through the app. It fits really well with how I budget, and I’ve found the service dependable. Whenever I’ve contacted customer support, they’ve been friendly and quick to resolve things. It’s been a genuinely helpful service for me. Reviewed on: 9th June 2026

I’ve used PayPal for years!

I’ve used PayPal for years! It is my preferred online payment and the pay in 3s make it feel like you’re not spending as much as you are which I love! Girl math! Reviewed on: 9th June 2026

GREAT CREDIT SERVICE

excellent service when you need credit. Easy to purchase goods and payment reminders. Reviewed on: 9th June 2026

Factual Info

Always able to find information I need Reviewed on: 9th June 2026

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