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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84805 reviews)

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4.90

Based on 84,805 reviews, last reviewed 25th Apr 2026

3137300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay pal is so good and I love the pay pal credit fea... Pay pal is so good and I love the pay pal credit feature it helped me so much when I needed extra money one month Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84805)

Everything just perfect.

Everything just perfect. When i needed money, got them very fast and with no problems. Amazing credit service. Reviewed on: 26th May 2025

Easy way of paying in instalments.

Easy way of paying in instalments. Reviewed on: 26th May 2025

refund issue

only issue i have is when i get a refund from a customer you don`t give it to me , you use it as credit . not good for me. Reviewed on: 26th May 2025

Easy and safe way to pay online

Easy and safe way to pay online, when ever I have had a problem it has been sorted quickly and the app is very easy to use Reviewed on: 26th May 2025

Had zero issues with PayPal throughout my long term...

Had zero issues with PayPal throughout my long term of usage. Have used this for various online services and purchases and all has gone well with no problems. I would prefer if it was easier to update or change my payment dates for PayPal credit. Reviewed on: 26th May 2025

PayPal is brilliant

PayPal is brilliant the customer services are amazing and can highly recommend Paypal Reviewed on: 26th May 2025

Ditch your credit cards and use Paypal!

I have used paypal credit several times for holidays and most recently used their pay in three service. Paypal app is excellent in showing the status and interest rate seems reasonable Reviewed on: 26th May 2025

PayPal Credit

Good experience - quick and easy to follow the process. There is customer service provided online and over the phone for more complicated questions Reviewed on: 26th May 2025

PayPal is a great way to make quick payments..

PayPal is a great way to make quick payments for all sorts of things and PayPal credit is really handy for making urgent payments when ready cash is in short supply. Reviewed on: 26th May 2025

PayPal services

I use PayPal all the time to buy, send money such a great way to pay with confidence, it’s so easy to set up and use, very helpful customer service Reviewed on: 26th May 2025

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