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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I have used paypal credit for over 10 years.

I have used paypal credit for over 10 years , it’s great to spread the cost of purchases so you dont have to wait to buy the things you want . Reviewed on: 9th June 2026

Easy to use.

Easy to use. Only downside is rare to see 0% over 12 months Reviewed on: 9th June 2026

It's easier to handle things using PayPal when buyin...

It's easier to handle things using PayPal when buying online. Reviewed on: 9th June 2026

My experience has always been amazing with PayPal.

My experience has always been amazing with PayPal. They sort issues out and always available Reviewed on: 9th June 2026

PayPal is the way forward with shopping

It is always easy to pay with PayPal plus you have protection in case wrong item, faulty item or something goes wrong, PayPal always helps. I have been using PayPal for years now. Never had a problem. Reviewed on: 9th June 2026

The credit facility and the comfort it provides on h...

The credit facility and the comfort it provides on high value purchases is invaluable. Reviewed on: 9th June 2026

Paypal credit is great...

I have never had any issues, PayPal credit is great and has helped me though my years, to manage a better life style for my family, we can buy or do things we want and have 4 months to pay it back interest free, even if you don’t get it all back in 4 months it’s a small fee every month. Reviewed on: 9th June 2026

Polite and professional every time

Polite and professional every time Reviewed on: 9th June 2026

Reliable credit and a trustworthy system of finance

Reliable credit and a trustworthy system of finance Reviewed on: 9th June 2026

Great always use paypal would recommend too all frie...

Great always use paypal would recommend too all friends and family Reviewed on: 9th June 2026

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