Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181029)

Great experience using paypal credit

Great experience using paypal credit Reviewed on: 9th June 2026

I have used this method of payment a lot it work wel...

I have used this method of payment a lot it work well for me Reviewed on: 9th June 2026

Convenient Credit

On the hole good, return guarantee is very reassuring I particularly like the ease of which you can check your account and updating is fast.One thing that dose concern me is that every time a instalment agreement is completed it can register as a closed account on some credit check sites such as Total Money which will affect credit score so something to consider Reviewed on: 9th June 2026

I can buy stuff and pay later

I can buy stuff and pay later which comes in very handy when you're short of funds.Pay later. Reviewed on: 9th June 2026

Customer service cannot solve most problems.

Customer service not able to help me with a payment dispute case which I closed afterward and I asked paypal to contact the flight center to confirm that the case was closed and that paypal has paid the full money, but paypal customer cervices said they already sent email to the flight center and they can not resend again because of the system wouldn't allow. Reviewed on: 9th June 2026

Trusted PayPal

I always have a good experience with trusted Paypal, don't think I could live without it now. So convenient and cuts out all the faff of using bank details. Simply login and away you go. Just brilliant. Reviewed on: 9th June 2026

Pay Pal - honest and honorable.

Pay Pal is reliable, trustworthy and I have been using it without problems for many years now and will continue to do so. Reviewed on: 9th June 2026

Ive used Paypal for over 20 years.

Ive used Paypal for over 20 years now. Since my Ebay days. Always great, an easy way to work money. Ive used more recently with the credit function which has helped me out a lot. Reviewed on: 9th June 2026

Very simple to use, with the online system and all t...

Very simple to use, with the online system and all transactions handled around it. Absolutely recommended. Reviewed on: 9th June 2026

Good experience however would like to recurve more r...

Good experience however would like to recurve more reminders re payments Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub