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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Never had any issues when using Pay Pal

Never had any issues when using Pay Pal, always managed to get things paid on time and the customer services is excellent if I have a query Reviewed on: 9th June 2026

4 months interest free credit and now has a virtual...

4 months interest free credit and now has a virtual card, so you can use PayPal anywhere Reviewed on: 9th June 2026

Great and simple service

No issues with it whatsoever - great limits, lots of flexibility and easy to use on anything. I think the main thing to watch out for is that payments don't immediately appear on there and may take a few days, but that's a small annoyance in comparison to what it gives you. Reviewed on: 9th June 2026

I feel safe when paying with PayPal as I know custom...

I feel safe when paying with PayPal as I know customer safety is your priority Reviewed on: 9th June 2026

Paypal plus- easy to use and understand credit option.

Easy to use credit function. Explanation of how things work is easy to understand. Prompts prior to repayment due. Recommended fir a flexible easy to use credit option. Reviewed on: 9th June 2026

Great love excellent service recommend itto everyone

Great love excellent service recommend itto everyone Reviewed on: 9th June 2026

Easy to use.

PayPal isn’t the cheapest money lender but it is by far the safest and easiest to use. With the PayPal app I can see all of my PayPal transactions including Pay in 3 and Paypal Credit - so it’s really easy to manage my borrowing. I was able to buy once in a lifetime concert tickets that I otherwise would not have been able to afford and have been able to pay off the balance at my own pace. Reviewed on: 9th June 2026

Always prompt and helpful.

Always prompt and helpful. Clear and precise instructions when I contact by phone. Reviewed on: 9th June 2026

Very pleased

Processes payments securely and efficiently Reviewed on: 9th June 2026

Hard to get hold of and not great in disputes...

Hard to get hold of and not great in disputes Reviewed on: 9th June 2026

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