Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84841 reviews)

View other PayPal products

4.90

Based on 84,841 reviews, last reviewed 25th Apr 2026

3140500% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy and fast process. Very easy and fast process. No confusion creating policy. Reviewed on: 25th April 2026

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84841)

My first experience was when I bought a good.

My first experience was when I bought a good. that the seller could send it to me after one month, and i called PayPal, and my money was returned instantly Reviewed on: 26th May 2025

Easy and effortless system.

Easy, effortless system which makes me feel secure about my use of it. Reviewed on: 26th May 2025

Easy to use

Easy to use, credit is been helpful for Xmas presents Reviewed on: 26th May 2025

Happy customer

Never had any problems using PayPal they sort any problems as quickly as possible Reviewed on: 26th May 2025

Very easy to use and great value.

Very easy to use and great value. It's my go to for larger purchases. Reviewed on: 26th May 2025

ease of use

easy to use and feel safe with any transactions Reviewed on: 26th May 2025

Always easy to use and great service

Always easy to use and great service Reviewed on: 26th May 2025

PayPal credit is amazing as it really helped me with...

PayPal credit is amazing as it really helped me with my purchases when I couldn’t afford to. From concert tickets to last minute outfits for holidays. I love how it is easily accessible and easy to set up as well. Using PayPal credit and also paying it on time has really upped my credit score which is a big thing for me. I would love to buy a house one day and having an excellent credit score is just what I need! I am very grateful for PayPal credit as it helped relieved some payments when it came to transport, food and clothes which are necessities. Benefits I would say is when it comes to credit score it can help especially when you pay on time. Not really much of a con but would like to have paypal credit in some stores like Amazon. But overall my experience with PayPal credit has been pretty good! Reviewed on: 26th May 2025

Easy to use and supportive

Easy to deal with, make transactions and were also helpful in aiding me to resolve a despite with a support I purchased from! Reviewed on: 26th May 2025

Perfect for everything I need

I use PayPal for every thing I bye and PayPal credit if and when needed Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38850 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub