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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I use PayPal for most purchases because of security...

I use PayPal for most purchases because of security and convenience Reviewed on: 9th June 2026

The credit facility and the breathing space it provi...

The credit facility and the breathing space it provides can be invaluable on larger expenses. Reviewed on: 9th June 2026

Secure and tension free transaction

Easy to purchase, secure our transaction and tension free transaction Reviewed on: 9th June 2026

I like PayPal because iif you had paid anything with...

I like PayPal because iif you had paid anything with PayPal and then you need refund it is dealt straight away Reviewed on: 9th June 2026

Best App

Very easy and efficient especially the app Reviewed on: 9th June 2026

Found it really easy to use on various websites, ver...

Found it really easy to use on various websites, very easy to to set up direct debit to help pay the account plus there’s the option to pay extra if wanted Reviewed on: 9th June 2026

I’ve not needed customer service but find the PayPal...

I’ve not needed customer service but find the PayPal experience really good overall Reviewed on: 9th June 2026

Good service.

Good service. Easy to use. Secure. Reviewed on: 9th June 2026

Very good rate and time to pay back with PayPal credit.

Very good rate and time to pay back with PayPal credit. Reviewed on: 9th June 2026

PayPal is secure n great to use !

PayPal is secure n great to use ! Gives me the breathing space when you want to buy something n budgets a bit tight Reviewed on: 9th June 2026

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