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PayPal: PayPal Credit reviews

4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181029)

PayPal Credit is very helpful

5
I use PayPal Credit a lot. It helps me pay for things if I'm a bit strapped for cash till payday and I use PayPal because I believe it's trustworthy. Reviewed on: 9th June 2026

The years that I have been with pay pal they have a...

5
The years that I have been with pay pal they have always looked after my interest may it continue that knowingly your purchases and your money are safe. Reviewed on: 9th June 2026

I usually pay for my stuff with PayPal it’s so conve...

5
I usually pay for my stuff with PayPal it’s so convenient. Reviewed on: 9th June 2026

Great service

5
Great service. Very easy to use and great options available for payment plans Reviewed on: 9th June 2026

Well done

5
Always there when you need help Very happy Customer Reviewed on: 9th June 2026

Always been a positive experience

4
Always been a positive experience Reviewed on: 9th June 2026

Great, never had a problem.

5
Great, never had a problem. Able to borrow for 4 months with no interest Reviewed on: 9th June 2026

Use PayPal for most transactions as it's easy an con...

5
Use PayPal for most transactions as it's easy an convenient Reviewed on: 9th June 2026

Honestly PayPal has been amazing and has been such a...

5
Honestly PayPal has been amazing and has been such a great consistent service that have used almost daily for 10+ years. I cannot fault PayPal and have always had the best support and no issues whenever contacting support. Without PayPal i’d be lost. Reviewed on: 9th June 2026

Why use Paypal?

5
Easy to use and always on hand if you have issues with retailers, never had any negativity with Paypal Reviewed on: 9th June 2026

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