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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,965 reviews, last reviewed 25th Apr 2026
3152400% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent credit excellent credit always get back to me promptly. Brilliant to have Reviewed on: 25th April 2026
Lottie's avatar
Lottie

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84965)

Convenient, safe and secure

5
I always use PayPal when the option is available. I have used it for decades and never had a problem and can rest easy knowing funds are always available and my details are safe and secure. Reviewed on: 26th May 2025
Amanda B's avatar
Amanda B

Easy to use and makes buying easier

5
Easy to use and makes buying easier Reviewed on: 26th May 2025
Josh's avatar
Josh

Ever question and problem dealt with quickly and wit...

5
Ever question and problem dealt with quickly and without fuss. Reviewed on: 26th May 2025
Andrew S's avatar
Andrew S

Very convenient, safe and secure,

5
Very convenient, safe and secure, Reviewed on: 26th May 2025
Philip F's avatar
Philip F

Very simple to use, I shop online and it gives the o...

5
Very simple to use, I shop online and it gives the option of PayPal credit,pay off in full or pay over certain time , very easy to choose and I use it most often , if payment I choose generally pay a certain amount every month witch I can track on my PayPal app Reviewed on: 26th May 2025
Helen l's avatar
Helen l

No 1 payment option

5
Gives an easy, secure way to pay while spreading the cost Reviewed on: 26th May 2025
Nick H's avatar
Nick H

You won’t regret signing up

5
It has been great so far, gave me the opportunity to purchase things around the globe from the comfort of my home. I would recommend anyone to sign up for PayPal to improve their online shopping experience. Reviewed on: 26th May 2025
Jose M's avatar
Jose M

Excellent PayPal customer service

5
PayPal customer service are based in Ireland, always try to assist with care Reviewed on: 26th May 2025
Snoppy's avatar
Snoppy

Excellent trustworthy ways to pay, split payments an...

5
Excellent trustworthy ways to pay, split payments and shop! Reviewed on: 26th May 2025
Michaela 's avatar
Michaela

Being a long time user never have any issues.

5
Being a long time user never have any issues. Reviewed on: 26th May 2025
Boyko G's avatar
Boyko G

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