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PayPal: PayPal Credit reviews

4.91
Based on 50,669 reviews, last reviewed 14th Jun 2025
1829800% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

using it frequently, easy and fast to use using it frequently, easy and fast to use Reviewed on: 14th June 2025
Malgorzata M's avatar
Malgorzata M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50669)

Really easy and transparent service

5
PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022

Great payment facility

5
Great payment plans. Top company which I use all the time Reviewed on: 13th June 2022

I love PayPal Credit

5
This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022

Great

5
Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022

Easier to pay

5
I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022

Highly Recommended

5
Everything is easy and safer. Great job. Reviewed on: 13th June 2022

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022

Pay your pals through PayPal

5
It’s so easy, good interest, and best of al 3 easy payments so quick and easy Reviewed on: 13th June 2022

Very easy to use

5
I have been using PayPal credit for a long time.i never had any problem with them.very easy transaction everytime. Thank you PayPal credit Reviewed on: 13th June 2022

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